SBA lending record
L&S Sales
12202 Hutchison Blvd # 360, Panama City Beach, FL 32407 · General Line Grocery Merchant Wholesalers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$1.1M
Total SBA financing
2
Loans on record
FY2023
On record
12
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$450,000 — FY2023
Loan 1 of 2- Gross approval
- $450,000
- SBA guaranteed
- $337,500 (75%)
- Status
- In workout — SBA bought the guarantee
- Rate at approval
- 11.25% v
- Term
- 105 mo (9 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 7/17/2023
- First disbursement
- 8/7/2023
- Days to fund
- 21 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 8
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- General Line Grocery Merchant Wholesalers
- NAICS code
- 424410
- Address
- 12202 Hutchison Blvd # 360
- City
- Panama City Beach, 32407
- County
- Bay
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 2
$700,000 — FY2023
Loan 2 of 2- Gross approval
- $700,000
- SBA guaranteed
- $525,000 (75%)
- Status
- Delinquent
- Rate at approval
- 11% v
- Term
- 312 mo (26 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 7/27/2023
- First disbursement
- 8/7/2023
- Days to fund
- 11 days
- Collateral
- Required
- Jobs supported
- 4
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- General Line Grocery Merchant Wholesalers
- NAICS code
- 424410
- Address
- 105 INDUSTRIAL DR
- City
- Bonifay, 32425
- County
- Holmes
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 1
The lenders
Newtek Bank, National Association
1 loan to this businessFull SBA lending record + branches on the lender page →Harvest Small Business Finance, LLC
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding general line grocery merchant wholesalers — by location, industry.
Similar businesses
Comparable general line grocery merchant wholesalers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
JG Banis Company, Inc.
Tallahassee, FL· ~95 mi
General Line Grocery Merchant Wholesalers
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
JETSET FOODS, INC
Miami, FL· ~453 mi
General Line Grocery Merchant Wholesalers
- $1.0M
- SBA financing
- ≈ $2.0M–$3.4M
- Est. revenue (rough)
Gonzalez Wholesellers LLC
Longwood, FL· ~290 mi
General Line Grocery Merchant Wholesalers
- $941K
- SBA financing
- ≈ $1.8M–$3.1M
- Est. revenue (rough)
Newway Wholesaler Group LLC
Tampa, FL· ~258 mi
General Line Grocery Merchant Wholesalers
- $909K
- SBA financing
- ≈ $1.8M–$3.0M
- Est. revenue (rough)
JRF OFC LLC
Orlando, FL· ~290 mi
General Line Grocery Merchant Wholesalers
- $1.5M
- SBA financing
- ≈ $2.9M–$4.9M
- Est. revenue (rough)
BELLCAMP DISTRIBUTOR INC
Fort Lauderdale, FL
General Line Grocery Merchant Wholesalers
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for L&S Sales in Panama City Beach, FL (General Line Grocery Merchant Wholesalers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $1.1M
- On record FY2023
- 12 jobs supported
- Industry: General Line Grocery Merchant Wholesalers
- Location: Panama City Beach, FL
- Lenders: Newtek Bank, National Association, Harvest Small Business Finance, LLC
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Line Grocery Merchant Wholesalers businesses in FL for ~$575k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is L&S Sales your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with L&S Sales.