SBA lending record

L&T Ventures, Inc.

2585 GEER RD, Turlock, CA 95382 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$608K

Total SBA financing

Loans on record

FY2025

On record

Jobs supported

Franchise brand

Vitality Bowls

See Vitality Bowls's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$50,000 — FY2025

Loan 1 of 2

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Committed
Rate at approval: 10% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/6/2025
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Vitality Bowls
Franchise code: S1871
Lender: The Huntington National Bank
Address: 2585 GEER RD
City: Turlock, 95382
County: Stanislaus
SBA district office: FRESNO DISTRICT OFFICE
Congressional district: 10

$558,000 — FY2025

Loan 2 of 2

Gross approval: $558,000
SBA guaranteed: $418,500 (75%)
Status: Current
Rate at approval: 10% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/6/2025
First disbursement: 3/17/2025
Days to fund: 11 days
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Vitality Bowls
Franchise code: S1871
Lender: The Huntington National Bank
Address: 2585 GEER RD
City: Turlock, 95382
County: Stanislaus
SBA district office: FRESNO DISTRICT OFFICE
Congressional district: 10

The lender

The Huntington National Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry, and brand.

SBA lenders in California Lenders for limited-service restaurants Limited-Service Restaurants lenders in California Vitality Bowls lenders Vitality Bowls lenders in California

Other Vitality Bowls locations

Other Vitality Bowls businesses in the public SBA record — closest first, by location and deal size.

S & S Power Foods LLC

Modesto, CA· ~13 mi

Vitality Bowls

$556K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

TNM Ventures, Inc.

San Jose, CA· ~59 mi

Vitality Bowls

$411K
SBA financing: ≈ $806K–$1.3M
Est. revenue (rough)

View record

Vitality Bowls Prosper

Prosper, TX· ~1382 mi

Vitality Bowls

$555K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

Vitality Bowls Mansfield #120

Mansfield, TX· ~1383 mi

Vitality Bowls

$596K
SBA financing: ≈ $1.2M–$1.9M
Est. revenue (rough)

View record

Vitality Bowls

Buford, GA· ~2069 mi

Vitality Bowls

$554K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

VITALITY CAFE FAIRFIELD COUNTY LLC

Stamford, CT· ~2510 mi

Vitality Bowls

$481K
SBA financing: ≈ $943K–$1.6M
Est. revenue (rough)

View record

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

PROTEIN HOUSE TURLOCK LLC

Turlock, CA· ~2 mi

Limited-Service Restaurants

$550K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

Modesto Subways Inc

Modesto, CA· ~10 mi

Subway

$520K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

View record

DHILLON PIZZA GROUP INC.

Modesto, CA· ~14 mi

Mountain Mike's Pizza

$525K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

View record

Sheikh Pierstorff LLC

Modesto, CA· ~12 mi

Limited-Service Restaurants

$755K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

View record

NSB Corp.

Modesto, CA· ~17 mi

Limited-Service Restaurants

$722K
SBA financing: ≈ $1.4M–$2.4M
Est. revenue (rough)

View record

AASMA LLC

Modesto, CA· ~12 mi

Round Table Pizza

$992K
SBA financing: ≈ $1.9M–$3.2M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for L&T Ventures, Inc. in Turlock, CA (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $608K
On record FY2025
12 jobs supported
Industry: Limited-Service Restaurants
Location: Turlock, CA
Lender: The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in CA for ~$304k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/l-t-ventures-inc-ca
API:: https://www.capbench.com/api/public/businesses/l-t-ventures-inc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with L&T Ventures, Inc..