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Vitality Bowls, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1871)

23 deals since 2020 · typical deal $300K

23

Deals since 2020

$300K

Typical deal

7

Deals since FY2025

—

Too few deals to score risk

Vitality Bowls has 23 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Vitality Bowls

Most Vitality Bowls deals financed between $50K and $481K. Above $481K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,175
Down payment (10%)
$33K
Cash to close (all-in)
$45K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$45K)

Experience

Recent financings

  • Mistry Vitality Vibe L.L.C. in Wayne, NJ — $253K (2026) · Magnifi Financial CU
  • L&T Ventures, Inc. in Turlock, CA — $558K (2025) · The Huntington National Bank
  • VITALITY CAFE FAIRFIELD COUNTY LLC in Stamford, CT — $431K (2025) · The Huntington National Bank
  • Popson & Yusuf LLC in Prosper, TX — $275K (2025) · Newtek Bank, National Association
  • Vitality Bowls Prosper in Prosper, TX — $275K (2025) · Newtek Bank, National Association
  • VITALITY CAFE FAIRFIELD COUNTY LLC in Stamford, CT — $50K (2025) · The Huntington National Bank
  • L&T Ventures, Inc. in Turlock, CA — $50K (2025) · The Huntington National Bank
  • Vitality Bowls Mansfield #120 in Mansfield, TX — $596K (2024) · First Bank of the Lake
  • Vitality Bowls in Buford, GA — $554K (2024) · First Bank of the Lake
  • 6W South Investments, LLC in Lubbock, TX — $336K (2024) · SouthWest Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Vitality Bowls brand mark

Who funds Vitality Bowls — and where

Every dot is a financed Vitality Bowls — 23 mapped.

Financed Vitality Bowls locations — list all 23 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(7)
  2. 2.U.S. Bank, National Association(3)
  3. 3.First Bank of the Lake(2)
  4. 4.SouthWest Bank(2)
  5. 5.Newtek Bank, National Association(2)

Most active states

  1. 1.Texas (7 loans)
  2. 2.California (6 loans)
  3. 3.Michigan (2 loans)
  4. 4.Connecticut (2 loans)
  5. 5.Georgia (1 loans)
  6. 6.New Jersey (1 loans)
  7. 7.Missouri (1 loans)
  8. 8.Colorado (1 loans)

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Common questions

How much does a Vitality Bowls cost to buy or open?

The typical deal for Vitality Bowls is $300K across 23 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $33K of buyer cash on a typical deal.

How risky is Vitality Bowls?

Vitality Bowls has 23 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Vitality Bowls with an SBA loan?

Yes — Vitality Bowls has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Vitality Bowls franchise

Most Vitality Bowls buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Vitality Bowls deal financed for $300K, which points to about $33K of buyer cash on a typical purchase. Vitality Bowls is listed in the SBA Franchise Directory (identifier S1871), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Vitality Bowls — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Vitality Bowls — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Vitality Bowls — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Vitality Bowls is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 23 SBA 7(a) deals since 2020
  • $300K typical deal
  • 7 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S1871)
  • Top lenders: The Huntington National Bank, U.S. Bank, National Association, First Bank of the Lake

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/vitality-bowls
API:
https://www.capbench.com/api/public/franchises/vitality-bowls
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Vitality Bowls.

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