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SBA lending record

Lady EM LLC

201 Water Oaks Loop, Santa Rosa Beach, FL 32459 · Finfish Fishing. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$399K

Total SBA financing

1

Loan on record

FY2023

On record

2

Jobs supported

business — business location is the ZIP-area centroid from the public record

Is Lady EM LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

The loan

$399,200 — FY2023

Gross approval
$399,200
SBA guaranteed
$299,400 (75%)
Status
Current
Rate at approval
6.75% f
Term
120 mo (10 yr)
Program
7a General
Subprogram
Guaranty
Loan type
Term loan
Purpose
Business purchase
Approved
10/26/2022
First disbursement
11/10/2022
Days to fund
15 days
Collateral
Required
Jobs supported
2
Business type
Corporation
Business age
Change of Ownership
Industry
Finfish Fishing
NAICS code
114111
Address
201 Water Oaks Loop
City
Santa Rosa Beach, 32459
County
Walton
SBA district office
NORTH FLORIDA DISTRICT OFFICE
Congressional district
1

The lender

Find SBA lenders for businesses like this

The banks most active funding finfish fishing — by location, industry.

Similar businesses

Comparable finfish fishing in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Agent summary

This page summarizes the public SBA 7(a) lending record for Lady EM LLC in Santa Rosa Beach, FL (Finfish Fishing). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

  • 1 SBA 7(a) loan totaling $399K
  • On record FY2023
  • 2 jobs supported
  • Industry: Finfish Fishing
  • Location: Santa Rosa Beach, FL
  • Lender: Colony Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Finfish Fishing businesses in FL for ~$399k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Lady EM LLC your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Lady EM LLC.

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