SBA lending record

Lirama, LLC

597 Monmouth Road, Cream Ridge, NJ · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$3.6M

Total SBA financing

Loans on record

FY2020–21

On record

Jobs supported

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All 2 loans

$771,000 — FY2021

Loan 1 of 2

Gross approval: $771,000
SBA guaranteed: $693,900 (90%)
Status: Cancelled
Rate at approval: 6% v
Term: 25 mo (2 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/7/2021
Collateral: Required
Jobs supported: 16
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Unity Bank
Address: 597 Monmouth Road
City: Cream Ridge
County: Monmouth
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 4

$2,829,000 — FY2020

Loan 2 of 2

Gross approval: $2,829,000
SBA guaranteed: $2,121,750 (75%)
Status: Cancelled
Rate at approval: 7% v
Term: 312 mo (26 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/20/2020
Collateral: Required
Jobs supported: 16
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Unity Bank
Address: 597 Monmouth Road
City: Cream Ridge
County: Ocean
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 4

The lender

Unity Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding full-service restaurants — by location, industry.

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Agent summary

This page summarizes the public SBA 7(a) lending record for Lirama, LLC in Cream Ridge, NJ (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $3.6M
On record FY2020–21
32 jobs supported
Industry: Full-Service Restaurants
Location: Cream Ridge, NJ
Lender: Unity Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in NJ for ~$1.8M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/lirama-llc-nj
API:: https://www.capbench.com/api/public/businesses/lirama-llc-nj
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Lirama, LLC.