SBA lending record

Lulus Cafe, LLC

204 Main Street, Estill Springs, TN 37330 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$585K

Total SBA financing

Loan on record

FY2023

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$585,000 — FY2023

Gross approval: $585,000
SBA guaranteed: $438,750 (75%)
Status: Paid in full
Rate at approval: 8.5% v
Term: 240 mo (20 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/23/2023
First disbursement: 5/24/2023
Days to fund: 1 days
Paid in full: 2/28/2025
Collateral: Required
Jobs supported: 20
Business type: Individual
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: First Vision Bank of Tennessee
Address: 204 Main Street
City: Estill Springs, 37330
County: Franklin
SBA district office: TENNESSEE DISTRICT OFFICE
Congressional district: 4

The lender

First Vision Bank of Tennessee

1 loan to this business

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry.

SBA lenders in Tennessee Lenders for limited-service restaurants Limited-Service Restaurants lenders in Tennessee

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Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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Agent summary

This page summarizes the public SBA 7(a) lending record for Lulus Cafe, LLC in Estill Springs, TN (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $585K
On record FY2023
20 jobs supported
Industry: Limited-Service Restaurants
Location: Estill Springs, TN
Lender: First Vision Bank of Tennessee

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in TN for ~$585k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/lulus-cafe-llc-tn
API:: https://www.capbench.com/api/public/businesses/lulus-cafe-llc-tn
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Lulus Cafe, LLC.