SBA lending record

M&L Construction, Inc

4103 E Dalke Ave, Spokane, WA 99217 · Site Preparation Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$2.5M

Total SBA financing

Loans on record

FY2020–21

On record

246

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 6 loans

$82,000 — FY2021

Loan 1 of 6

Gross approval: $82,000
SBA guaranteed: $69,700 (85%)
Status: Paid in full
Rate at approval: 5.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/11/2020
First disbursement: 12/11/2020
Days to fund: 0 days
Paid in full: 7/31/2023
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 41
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Site Preparation Contractors
NAICS code: 238910
Lender: Northwest Bank
Address: 4103 E DALKE AVE
City: Spokane, 99217
County: Spokane
SBA district office: SPOKANE BRANCH OFFICE
Congressional district: 5

$191,500 — FY2020

Loan 2 of 6

Gross approval: $191,500
SBA guaranteed: $143,625 (75%)
Status: Paid in full
Rate at approval: 5.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/18/2020
First disbursement: 5/31/2020
Days to fund: 13 days
Paid in full: 7/31/2023
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 41
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Site Preparation Contractors
NAICS code: 238910
Lender: Northwest Bank
Address: 4103 E Dalke Ave
City: Spokane, 99217
County: Spokane
SBA district office: SPOKANE BRANCH OFFICE
Congressional district: 5

$111,500 — FY2020

Loan 3 of 6

Gross approval: $111,500
SBA guaranteed: $94,775 (85%)
Status: Paid in full
Rate at approval: 5.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/27/2020
First disbursement: 9/30/2020
Days to fund: 34 days
Paid in full: 7/31/2023
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 41
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Site Preparation Contractors
NAICS code: 238910
Lender: Northwest Bank
Address: 4103 E DALKE AVE
City: Spokane, 99217
County: Spokane
SBA district office: SPOKANE BRANCH OFFICE
Congressional district: 5

$400,000 — FY2020

Loan 4 of 6

Gross approval: $400,000
SBA guaranteed: $300,000 (75%)
Status: Paid in full
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Standard Asset Base Working Capital Line
Subprogram: Standard Asset Based
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/7/2019
First disbursement: 11/30/2019
Days to fund: 23 days
Paid in full: 8/31/2023
Collateral: Required
Jobs supported: 41
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Site Preparation Contractors
NAICS code: 238910
Lender: Northwest Bank
Address: 4103 E Dalke Ave
City: Spokane, 99217
County: Spokane
SBA district office: SPOKANE BRANCH OFFICE
Congressional district: 5

$1,675,000 — FY2020

Loan 5 of 6

Gross approval: $1,675,000
SBA guaranteed: $1,256,250 (75%)
Status: Paid in full
Rate at approval: 7% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/7/2019
First disbursement: 11/30/2019
Days to fund: 23 days
Paid in full: 7/31/2023
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 41
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Site Preparation Contractors
NAICS code: 238910
Lender: Northwest Bank
Address: 4103 E Dalke Ave
City: Spokane, 99217
County: Spokane
SBA district office: SPOKANE BRANCH OFFICE
Congressional district: 5

$34,100 — FY2020

Loan 6 of 6

Gross approval: $34,100
SBA guaranteed: $28,985 (85%)
Status: Paid in full
Rate at approval: 7% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/3/2020
First disbursement: 4/30/2020
Days to fund: 58 days
Paid in full: 7/31/2023
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 41
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Site Preparation Contractors
NAICS code: 238910
Lender: Northwest Bank
Address: 4103 E Dalke Ave
City: Spokane, 99217
County: Spokane
SBA district office: SPOKANE BRANCH OFFICE
Congressional district: 5

The lender

Northwest Bank

6 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding site preparation contractors — by location, industry.

SBA lenders in Washington Lenders for site preparation contractors Site Preparation Contractors lenders in Washington

Similar businesses

Comparable site preparation contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Wrecking Ball Demolition, LLC

Spokane Valley, WA· ~6 mi

Site Preparation Contractors

$1.0M
SBA financing: ≈ $2.0M–$3.4M
Est. revenue (rough)

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Brownscape LLC

Mead, WA· ~5 mi

Site Preparation Contractors

$233K
SBA financing: ≈ $456K–$760K
Est. revenue (rough)

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E&H Enterprise, LLC

Spokane, WA· ~13 mi

Site Preparation Contractors

$630K
SBA financing: ≈ $1.2M–$2.1M
Est. revenue (rough)

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SUPERIOR ROCK DRILLING, LLC

Hauser, ID· ~18 mi

Site Preparation Contractors

$575K
SBA financing: ≈ $1.1M–$1.9M
Est. revenue (rough)

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ARTHUR CONSTRUCTION LLC

Chattaroy, WA· ~15 mi

Site Preparation Contractors

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

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Bettis Excavating & Landscaping LLC

Hayden, ID· ~27 mi

Site Preparation Contractors

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for M&L Construction, Inc in Spokane, WA (Site Preparation Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

6 SBA 7(a) loans totaling $2.5M
On record FY2020–21
246 jobs supported
Industry: Site Preparation Contractors
Location: Spokane, WA
Lender: Northwest Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Site Preparation Contractors businesses in WA for ~$416k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/m-l-construction-inc-wa
API:: https://www.capbench.com/api/public/businesses/m-l-construction-inc-wa
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with M&L Construction, Inc.