SBA lending record

MICHAEL JAMES, LLC

5360 JAEGER RD, Naples, FL 34109 · All Other Automotive Repair and Maintenance. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$784K

Total SBA financing

Loans on record

FY2021–23

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$250,000 — FY2023

Loan 1 of 3

Gross approval: $250,000
SBA guaranteed: $125,000 (50%)
Status: Current
Rate at approval: 11.3% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/13/2023
First disbursement: 2/17/2023
Days to fund: 4 days
Collateral: None
Jobs supported: 4
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Automotive Body, Paint, and Interior Repair and Maintenance
NAICS code: 811121
Lender: TD Bank, National Association
Address: 5360 JAEGER RD
City: Naples, 34109
County: Collier
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 19

$25,000 — FY2021

Loan 2 of 3

Gross approval: $25,000
SBA guaranteed: $18,750 (75%)
Status: Current
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Business purchase
Approved: 2/9/2021
First disbursement: 2/19/2021
Days to fund: 10 days
Collateral: Required
Jobs supported: 9
Business type: Corporation
Business age: Change of Ownership
Industry: All Other Automotive Repair and Maintenance
NAICS code: 811198
Lender: Centennial Bank
Address: 5360 JAEGER RD
City: Naples, 34109
County: Collier
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 19

$508,500 — FY2021

Loan 3 of 3

Gross approval: $508,500
SBA guaranteed: $457,650 (90%)
Status: Current
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 2/9/2021
First disbursement: 2/19/2021
Days to fund: 10 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 9
Business type: Corporation
Business age: Change of Ownership
Industry: All Other Automotive Repair and Maintenance
NAICS code: 811198
Lender: Centennial Bank
Address: 5360 JAEGER RD
City: Naples, 34109
County: Collier
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 19

The lenders

Centennial Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

TD Bank, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding all other automotive repair and maintenance — by location, industry.

SBA lenders in Florida Lenders for all other automotive repair and maintenance All Other Automotive Repair and Maintenance lenders in Florida

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Agent summary

This page summarizes the public SBA 7(a) lending record for MICHAEL JAMES, LLC in Naples, FL (All Other Automotive Repair and Maintenance). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $784K
On record FY2021–23
22 jobs supported
Industry: All Other Automotive Repair and Maintenance
Location: Naples, FL
Lenders: Centennial Bank, TD Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Automotive Repair and Maintenance businesses in FL for ~$261k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/michael-james-llc-fl
API:: https://www.capbench.com/api/public/businesses/michael-james-llc-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with MICHAEL JAMES, LLC.