SBA lending record

MOC NAIL SPA LLC

23694 US Highway 19 North, Clearwater, FL 33765 · Nail Salons. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$300K

Total SBA financing

Loans on record

FY2023–24

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$150,000 — FY2024

Loan 1 of 2

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 11.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/16/2023
First disbursement: 11/22/2023
Days to fund: 6 days
Collateral: None
Sold on secondary market: Yes
Jobs supported: 1
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Nail Salons
NAICS code: 812113
Lender: Colony Bank
Address: 23694 US Highway 19 N
City: Clearwater, 33765
County: Pinellas
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 12

$150,000 — FY2023

Loan 2 of 2

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 11.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/15/2023
First disbursement: 2/16/2023
Days to fund: 1 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 26
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Nail Salons
NAICS code: 812113
Lender: BayFirst National Bank
Address: 23694 US Highway 19 North
City: Clearwater, 33765
County: Pinellas
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 12

The lenders

BayFirst National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Colony Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding nail salons — by location, industry.

SBA lenders in Florida Lenders for nail salons Nail Salons lenders in Florida

Similar businesses

Comparable nail salons in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Dream Nails & Spa

Palm Harbor, FL· ~5 mi

Nail Salons

$200K
SBA financing: ≈ $392K–$654K
Est. revenue (rough)

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FASHION NAILS LLC

Clearwater, FL· ~4 mi

Nail Salons

$175K
SBA financing: ≈ $343K–$572K
Est. revenue (rough)

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FOCUS NAILS

Tampa, FL· ~10 mi

Nail Salons

$220K
SBA financing: ≈ $431K–$719K
Est. revenue (rough)

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THE NAIL HOUSE LLC

Tampa, FL· ~14 mi

Nail Salons

$475K
SBA financing: ≈ $931K–$1.6M
Est. revenue (rough)

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Spa #1 Nails LLC

Spring Hill, FL· ~32 mi

Nail Salons

$300K
SBA financing: ≈ $588K–$980K
Est. revenue (rough)

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Paint Tampa LLC

Tampa, FL· ~16 mi

Paint Nail Bar

$549K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for MOC NAIL SPA LLC in Clearwater, FL (Nail Salons). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $300K
On record FY2023–24
27 jobs supported
Industry: Nail Salons
Location: Clearwater, FL
Lenders: BayFirst National Bank, Colony Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Nail Salons businesses in FL for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/moc-nail-spa-llc-fl
API:: https://www.capbench.com/api/public/businesses/moc-nail-spa-llc-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with MOC NAIL SPA LLC.