SBA lending record

My Optical LLC

808 HIGHWAY 378, Lexington, SC 29072 · Optical Goods Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$480K

Total SBA financing

Loan on record

FY2020

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is My Optical LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

The loan

$480,000 — FY2020

Gross approval: $480,000
SBA guaranteed: $360,000 (75%)
Status: Current
Rate at approval: 6.75% f
Term: 126 mo (11 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/7/2019
First disbursement: 11/27/2019
Days to fund: 20 days
Collateral: Required
Jobs supported: 14
Business type: Corporation
Business age: Unanswered
Industry: Optical Goods Stores
NAICS code: 446130
Lender: First-Citizens Bank & Trust Company
Address: 808 HIGHWAY 378
City: Lexington, 29072
County: Lexington
SBA district office: SOUTH CAROLINA DISTRICT OFFICE
Congressional district: 2

The lender

First-Citizens Bank & Trust Company

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding optical goods stores — by location, industry.

SBA lenders in South Carolina Lenders for optical goods stores Optical Goods Stores lenders in South Carolina

Similar businesses

Comparable optical goods stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

GlenPointe Optical Corp.

Charlotte, NC· ~78 mi

Pearle Vision

$698K
SBA financing: ≈ $1.4M–$2.3M
Est. revenue (rough)

View record

Pearl Vision 8822

Rock Hill, SC· ~70 mi

Pearle Vision

$775K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

View record

MEL Optical LLC

Atlanta, GA· ~176 mi

My Eye Lab

$467K
SBA financing: ≈ $916K–$1.5M
Est. revenue (rough)

View record

Britt's Creek LLC

Chapel Hill, NC· ~186 mi

Optical Goods Stores

$489K
SBA financing: ≈ $959K–$1.6M
Est. revenue (rough)

View record

MEL Dallas Love Field LLC

Dallas, TX· ~899 mi

My Eye Lab

$470K
SBA financing: ≈ $921K–$1.5M
Est. revenue (rough)

View record

Smazy Enterprise lll LLC

Denton, TX· ~912 mi

My Eye Lab

$492K
SBA financing: ≈ $964K–$1.6M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for My Optical LLC in Lexington, SC (Optical Goods Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $480K
On record FY2020
14 jobs supported
Industry: Optical Goods Stores
Location: Lexington, SC
Lender: First-Citizens Bank & Trust Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Optical Goods Stores businesses in SC for ~$480k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/my-optical-llc-sc
API:: https://www.capbench.com/api/public/businesses/my-optical-llc-sc
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is My Optical LLC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with My Optical LLC.