SBA lending record

O2A2 LLC

15612 COPPERFIELD LN, Germantown, MD 20874 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$100K

Total SBA financing

Loan on record

FY2022

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$100,000 — FY2022

Gross approval: $100,000
SBA guaranteed: $50,000 (50%)
Status: Charged off (failed)
Rate at approval: 6.5% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/13/2022
First disbursement: 4/30/2022
Days to fund: 17 days
Charged off: 12/17/2025
Charge-off amount: $90,278
Collateral: None
Jobs supported: 14
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Manufacturers and Traders Trust Company
Address: 15612 COPPERFIELD LN
City: Germantown, 20874
County: Montgomery
SBA district office: WASHINGTON DISTRICT OFFICE
Congressional district: 6

The lender

Manufacturers and Traders Trust Company

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry.

SBA lenders in Maryland Lenders for full-service restaurants Full-Service Restaurants lenders in Maryland

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

AKO CAPITOL HILL, LLC

Gaithersburg, MD· ~4 mi

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$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

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J & K ENTERTAINMENT INC

Rockville, MD· ~6 mi

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$95K
SBA financing: ≈ $186K–$310K
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VIET GARDEN INCORPORATED

Sterling, VA· ~6 mi

Full-Service Restaurants

$77K
SBA financing: ≈ $151K–$252K
Est. revenue (rough)

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AMRUTHA BISTRO

North Bethesda, MD· ~11 mi

Full-Service Restaurants

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

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KENSINGTON CATHAY, LLC

Kensington, MD· ~14 mi

Full-Service Restaurants

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

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Parrandos Tex-Mex Grill, Inc

Ashburn, VA· ~12 mi

Full-Service Restaurants

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for O2A2 LLC in Germantown, MD (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $100K
On record FY2022
14 jobs supported
Industry: Full-Service Restaurants
Location: Germantown, MD
Lender: Manufacturers and Traders Trust Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in MD for ~$100k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/o2a2-llc-md
API:: https://www.capbench.com/api/public/businesses/o2a2-llc-md
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with O2A2 LLC.