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SBA lending record

Ocean Magic Surf Shop

103 South US Highway 1, Juniper, FL 33477 · All Other Miscellaneous Store Retailers (except Tobacco Stor. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.4M

Total SBA financing

1

Loan on record

FY2021

On record

8

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$1,373,500 — FY2021

Gross approval: $1,373,500
SBA guaranteed: $1,030,125 (75%)
Status: Paid in full
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 10/29/2020
First disbursement: 11/30/2020
Days to fund: 32 days
Paid in full: 5/31/2021
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 8
Business type: Corporation
Business age: Change of Ownership
Industry: All Other Miscellaneous Store Retailers (except Tobacco Stor
NAICS code: 453998
Lender: Celtic Bank Corporation
Address: 103 South US Highway 1
City: Juniper, 33477
County: Palm Beach
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 18

The lender

Celtic Bank Corporation

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding all other miscellaneous store retailers (except tobacco stor — by location, industry.

SBA lenders in Florida Lenders for all other miscellaneous store retailers (except tobacco stor All Other Miscellaneous Store Retailers (except Tobacco Stor lenders in Florida

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Comparable all other miscellaneous store retailers (except tobacco stor in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $2.5M–$4.2M
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SBA financing: ≈ $2.1M–$3.5M
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$1.7M
SBA financing: ≈ $3.4M–$5.6M
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Medal Art Inc

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SBA financing: ≈ $294K–$490K
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Agent summary

This page summarizes the public SBA 7(a) lending record for Ocean Magic Surf Shop in Juniper, FL (All Other Miscellaneous Store Retailers (except Tobacco Stor). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $1.4M
On record FY2021
8 jobs supported
Industry: All Other Miscellaneous Store Retailers (except Tobacco Stor
Location: Juniper, FL
Lender: Celtic Bank Corporation

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Miscellaneous Store Retailers (except Tobacco Stor businesses in FL for ~$1.4M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/ocean-magic-surf-shop-fl
API:: https://www.capbench.com/api/public/businesses/ocean-magic-surf-shop-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Ocean Magic Surf Shop your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Ocean Magic Surf Shop.

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