SBA lending record
Opal Vault LLC
1801 S. COLORADO ST, Lockhart, TX 78644 · Snack and Nonalcoholic Beverage Bars. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$1.8M
Total SBA financing
1
Loan on record
FY2024
On record
34
Jobs supported
Franchise brand
HTeaO
See HTeaO's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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The loan
$1,790,000 — FY2024
- Gross approval
- $1,790,000
- SBA guaranteed
- $1,342,500 (75%)
- Status
- Past due
- Rate at approval
- 11% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/21/2024
- First disbursement
- 3/13/2024
- Days to fund
- 52 days
- Collateral
- Required
- Jobs supported
- 34
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
- NAICS code
- 722515
- Franchise
- HTeaO
- Franchise code
- S3365
- Address
- 1801 S. COLORADO ST
- City
- Lockhart, 78644
- County
- Caldwell
- SBA district office
- SAN ANTONIO DISTRICT OFFICE
- Congressional district
- 27
The lender
Find SBA lenders for businesses like this
The banks most active funding snack and nonalcoholic beverage bars — by location, industry, and brand.
Other HTeaO locations
Other HTeaO businesses in the public SBA record — closest first, by location and deal size.
EC Franchise, LLC
Universal City, TX· ~44 mi
HTeaO
- $2.5M
- SBA financing
- ≈ $4.9M–$8.2M
- Est. revenue (rough)
Vol-A-Tile Holdings LLC
Shavano Park, TX· ~56 mi
HTeaO
- $2.5M
- SBA financing
- ≈ $4.8M–$8.1M
- Est. revenue (rough)
RE3SE Holdings LLC
El Campo, TX· ~96 mi
HTeaO
- $2.0M
- SBA financing
- ≈ $3.9M–$6.5M
- Est. revenue (rough)
BTWDR - Tea Corp.
Helotes, TX· ~64 mi
HTeaO
- $2.4M
- SBA financing
- ≈ $4.7M–$7.8M
- Est. revenue (rough)
SusTEAta, LLC
San Antonio, TX· ~71 mi
HTeaO
- $2.8M
- SBA financing
- ≈ $5.6M–$9.3M
- Est. revenue (rough)
Vallarm, LLC
Temple, TX· ~89 mi
HTeaO
- $2.5M
- SBA financing
- ≈ $4.9M–$8.2M
- Est. revenue (rough)
Similar businesses
Comparable snack and nonalcoholic beverage bars in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
True North Coffee Company LLC
Lockhart, TX· ~0 mi
Summer Moon Coffee Shop
- $545K
- SBA financing
- ≈ $1.1M–$1.8M
- Est. revenue (rough)
WOODFIRED COFFEE INC
Austin, TX· ~26 mi
Summer Moon Coffee Shop - License Agreement
- $1.6M
- SBA financing
- ≈ $3.2M–$5.4M
- Est. revenue (rough)
OTG Coffee, LLC
New Braunfels, TX· ~26 mi
Snack and Nonalcoholic Beverage Bars
- $1.5M
- SBA financing
- ≈ $2.9M–$4.9M
- Est. revenue (rough)
Grind Haus Coffee Company LLC
New Braunfels, TX· ~25 mi
Snack and Nonalcoholic Beverage Bars
- $962K
- SBA financing
- ≈ $1.9M–$3.1M
- Est. revenue (rough)
Invictus Gladiator, LLC
San Antonio, TX· ~69 mi
Smoothie King
- $1.8M
- SBA financing
- ≈ $3.5M–$5.8M
- Est. revenue (rough)
Generational Grace Holdings LLC
San Antonio, TX· ~61 mi
Snack and Nonalcoholic Beverage Bars
- $2.1M
- SBA financing
- ≈ $4.1M–$6.9M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Opal Vault LLC in Lockhart, TX (Snack and Nonalcoholic Beverage Bars). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $1.8M
- On record FY2024
- 34 jobs supported
- Industry: Snack and Nonalcoholic Beverage Bars
- Location: Lockhart, TX
- Lender: LendingClub Bank, National Association
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in TX for ~$1.8M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Opal Vault LLC.