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SBA lending record

PERCS LLC

12525 OLD MERIDIAN ST #100, Carmel, IN 46032 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.0M

Total SBA financing

3

Loans on record

FY2021–25

On record

47

Jobs supported

Franchise brand

Just Love Coffee Cafe

See Just Love Coffee Cafe's SBA financing data — typical deal, failure rate, and how its loans perform →

business — business location is the ZIP-area centroid from the public record

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All 3 loans

$56,900 — FY2025

Loan 1 of 3
Gross approval
$56,900
SBA guaranteed
$42,675 (75%)
Status
Current
Rate at approval
7.65% f
Term
120 mo (10 yr)
Program
Preferred Lenders Program
Subprogram
Guaranty
Loan type
Term loan
Purpose
Other / working capital
Approved
6/30/2025
First disbursement
8/20/2025
Days to fund
51 days
Collateral
Required
Jobs supported
3
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
NAICS code
722513
Address
6074 CLOVER CT
City
Whitestown, 46075
County
Boone
SBA district office
INDIANA DISTRICT OFFICE
Congressional district
4

$500,000 — FY2023

Loan 2 of 3
Gross approval
$500,000
SBA guaranteed
$250,000 (50%)
Status
Cancelled
Rate at approval
11.25% v
Term
120 mo (10 yr)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Loan type
Term loan
Purpose
Other / working capital
Approved
6/15/2023
Collateral
Required
Jobs supported
32
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
NAICS code
722513
Franchise
Just Love Coffee Cafe
Franchise code
S2849
Address
7249 E 146th St, Suite 110
City
Carmel, 46033
County
Hamilton
SBA district office
INDIANA DISTRICT OFFICE
Congressional district
5

$475,000 — FY2021

Loan 3 of 3
Gross approval
$475,000
SBA guaranteed
$427,500 (90%)
Status
Current
Rate at approval
6% v
Term
123 mo (10 yr)
Program
Preferred Lenders Program
Subprogram
Guaranty
Loan type
Term loan
Purpose
Other / working capital
Approved
6/3/2021
First disbursement
6/30/2021
Days to fund
27 days
Collateral
Required
Sold on secondary market
Yes
Jobs supported
12
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
NAICS code
722513
Franchise
Just Love Coffee Cafe
Franchise code
S2849
Address
12525 OLD MERIDIAN ST #100
City
Carmel, 46032
County
Hamilton
SBA district office
INDIANA DISTRICT OFFICE
Congressional district
5

The lenders

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The banks most active funding limited-service restaurants — by location, industry, and brand.

Other Just Love Coffee Cafe locations

Other Just Love Coffee Cafe businesses in the public SBA record — closest first, by location and deal size.

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Agent summary

This page summarizes the public SBA 7(a) lending record for PERCS LLC in Carmel, IN (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

  • 3 SBA 7(a) loans totaling $1.0M
  • On record FY2021–25
  • 47 jobs supported
  • Industry: Limited-Service Restaurants
  • Location: Carmel, IN
  • Lenders: Byline Bank, Sonata Bank, The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in IN for ~$344k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with PERCS LLC.

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