Just Love Coffee Cafe, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2849)
42 deals since 2020 · typical deal $379K · 0% failure rate
42
Deals since 2020
$379K
Typical deal
5
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Just Love Coffee Cafe
Most Just Love Coffee Cafe deals financed between $155K and $498K. Above $498K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,956
- Down payment (10%)
- $42K
- Cash to close (all-in)
- $56K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$56K)
Experience
Recent financings
- JL GTX LLC in Georgetown, TX — $752K (2025) · Horizon Bank SSB
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 88 months
- SBA guaranteed
- $564K (75%)
- Approval → funding
- 36 days
- Approved
- 6/25/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Horizon Bank SSB · Lender record →
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- Just Love Coffee Cafe Northlake in Hermitage, TN — $495K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 1 days
- Approved
- 1/27/2025
- First disbursed
- 1/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 33
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Community Bank · Lender record →
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- QKT Enterprises LLC in Memphis, TN — $471K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $354K (75%)
- Approval → funding
- 62 days
- Approved
- 12/20/2024
- First disbursed
- 2/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Chloe's Cup, Inc. in Cincinnati, OH — $350K (2025) · Economic and Community Development Institute
- Program
- 7a General
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 58 days
- Approved
- 12/4/2024
- First disbursed
- 1/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by Economic and Community Development Institute · Lender record →
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- Bat Rock Beverages, LLC in Danville, KY — $300K (2025) · Community Trust Bank, Inc.
- Program
- 7a General
- Rate at approval
- 8% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 274 days
- Approved
- 11/12/2024
- First disbursed
- 8/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Community Trust Bank, Inc. · Lender record →
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- Northlake Coffee, LLC in Hermitage, TN — $727K (2024) · Sonata Bank
- Program
- 7a General
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $545K (75%)
- Approved
- 12/26/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Sonata Bank
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- Well Run, LLC in Madison, AL — $635K (2024) · Sonata Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $476K (75%)
- Approval → funding
- 78 days
- Approved
- 3/22/2024
- First disbursed
- 6/8/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Sonata Bank
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- MDX-ME Ventures Corp. in West Haven, UT — $498K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $373K (75%)
- Approval → funding
- 96 days
- Approved
- 3/6/2024
- First disbursed
- 6/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- MDX-ME Ventures Corp. in West Haven, UT — $40K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approved
- 3/6/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- Tameap LLC in Fort Worth, TX — $747K (2023) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $560K (75%)
- Approval → funding
- 19 days
- Approved
- 1/4/2023
- First disbursed
- 1/23/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TowneBank · Lender record →
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Who funds Just Love Coffee Cafe — and where
Every dot is a financed Just Love Coffee Cafe — 42 mapped.
Financed Just Love Coffee Cafe locations — list all 42 as text
- Well Run LLC — Madison · $543K · FY2021 · Limited-Service Restaurants
- PERCS LLC — Carmel · $475K · FY2021 · Limited-Service Restaurants
- Isaac Brothers, LLC — Nashille · $25K · FY2023 · Limited-Service Restaurants
- Isaac Brothers, LLC — Nashille · $325K · FY2023 · Limited-Service Restaurants
- Tameap LLC — Fort Worth · $35K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Tameap LLC — Fort Worth · $747K · FY2023 · Snack and Nonalcoholic Beverage Bars
- WAY2BE, INC — Pasadena · $40K · FY2023 · Full-Service Restaurants
- WAY2BE, INC — Pasadena · $501K · FY2023 · Full-Service Restaurants
- SniktaW Holding Group, Inc. — Columbia · $659K · FY2023 · Limited-Service Restaurants
- BHB Leigh Investments, LLC dba Just Love Coffee — Madison · $460K · FY2023 · Limited-Service Restaurants
- Clemons Prime Group LLC — Fayetteville · $449K · FY2023 · Limited-Service Restaurants
- JL GTX LLC — Georgetown · $752K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Just Love Coffee Cafe #1029 LLC — Mount Juliet · $50K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Just Love Coffee Cafe #1029 LLC — Mount Juliet · $345K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Hamilton Brew — Tomball · $350K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Hamilton Brew LLC — Tomball · $350K · FY2020 · Limited-Service Restaurants
- Northlake Coffee, LLC — Hermitage · $727K · FY2024 · Limited-Service Restaurants
- MDX-ME Ventures Corp. — West Haven · $498K · FY2024 · Snack and Nonalcoholic Beverage Bars
- MDX-ME Ventures Corp. — West Haven · $40K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Well Run, LLC — Madison · $635K · FY2024 · Limited-Service Restaurants
- Bat Rock Beverages, LLC — Danville · $300K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Harthlund Corp. — Maple Grove · $30K · FY2023 · Limited-Service Restaurants
- Harthlund Corp. — Maple Grove · $461K · FY2023 · Limited-Service Restaurants
- SniktaW Holding Group, Inc. — Columbia · $687K · FY2023 · Limited-Service Restaurants
- Chloe's Cup, Inc. — Cincinnati · $350K · FY2025 · All Other Specialty Food Retailers
- QKT Enterprises LLC — Memphis · $471K · FY2025 · Limited-Service Restaurants
- Just Love Coffee Cafe Northlake — Hermitage · $495K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Elde's LLC — Ft. Collins · $50K · FY2023 · Cafeterias, Grill Buffets, and Buffets
- Elde's LLC — Ft. Collins · $468K · FY2023 · Cafeterias, Grill Buffets, and Buffets
- PERCS LLC — Carmel · $500K · FY2023 · Limited-Service Restaurants
- Daybreak Inspiration, LLC — Cary · $350K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Northlake Coffee, LLC — Hermitage · $500K · FY2023 · Limited-Service Restaurants
- Acacia, Inc — Plainview · $155K · FY2023 · Snack and Nonalcoholic Beverage Bars
- MARFELL CAFE, LLC — Brandon · $25K · FY2020 · Limited-Service Restaurants
- MARFELL CAFE, LLC — Brandon · $340K · FY2020 · Limited-Service Restaurants
- Well Run LLC — Huntsville · $459K · FY2020 · Limited-Service Restaurants
- Hamilton Brew — Tomball · $333K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Cali Russo Group LLC — Atlanta · $379K · FY2020 · Limited-Service Restaurants
- MARFELL CAFE, LLC — Brandon · $330K · FY2020 · Limited-Service Restaurants
- MARFELL CAFE, LLC — Brandon · $25K · FY2020 · Limited-Service Restaurants
- Brandon Business Enterprises LLC — Chattanooga · $491K · FY2022 · Limited-Service Restaurants
- Brandon Business Enterprises LLC — Chattanooga · $25K · FY2022 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Tennessee (10 loans)
- 2.Texas (8 loans)
- 3.Florida (4 loans)
- 4.Alabama (3 loans)
- 5.Indiana (2 loans)
- 6.Missouri (2 loans)
- 7.North Carolina (2 loans)
- 8.Utah (2 loans)
Represent Just Love Coffee Cafe?
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Common questions
How much does a Just Love Coffee Cafe cost to buy or open?
The typical deal for Just Love Coffee Cafe is $379K across 42 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $42K of buyer cash on a typical deal.
How risky is Just Love Coffee Cafe?
0% of Just Love Coffee Cafe's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Just Love Coffee Cafe with an SBA loan?
Yes — Just Love Coffee Cafe has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Just Love Coffee Cafe franchise
Most Just Love Coffee Cafe buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Just Love Coffee Cafe deal financed for $379K, which points to about $42K of buyer cash on a typical purchase. Just Love Coffee Cafe is listed in the SBA Franchise Directory (identifier S2849), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Just Love Coffee Cafe — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Just Love Coffee Cafe — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Just Love Coffee Cafe — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Just Love Coffee Cafe is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 42 SBA 7(a) deals since 2020
- $379K typical deal
- 5 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S2849)
- Top lenders: The Huntington National Bank, Sonata Bank, United Community Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Just Love Coffee Cafe?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Just Love Coffee Cafe.