SBA lending record
Perpetual Ventures LLC
521 West Highway 50, O Fallon, IL 62269 · Commercial Bakeries. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$156K
Total SBA financing
1
Loan on record
FY2024
On record
6
Jobs supported
Franchise brand
American Kolache
See American Kolache's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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The loan
$156,100 — FY2024
- Gross approval
- $156,100
- SBA guaranteed
- $117,075 (75%)
- Status
- Current
- Rate at approval
- 12.5% v
- Term
- 120 mo (10 yr)
- Program
- 7a General
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/8/2023
- First disbursement
- 12/6/2023
- Days to fund
- 28 days
- Collateral
- Required
- Jobs supported
- 6
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Commercial Bakeries
- NAICS code
- 311812
- Franchise
- American Kolache
- Franchise code
- S4250
- Lender
- First Command Bank
- Address
- 521 West Highway 50
- City
- O Fallon, 62269
- County
- Saint Clair
- SBA district office
- ILLINOIS DISTRICT OFFICE
- Congressional district
- 12
The lender
Find SBA lenders for businesses like this
The banks most active funding commercial bakeries — by location, industry, and brand.
Other American Kolache locations
Other American Kolache businesses in the public SBA record — closest first, by location and deal size.
JES FOODS LLC
Saint Louis, MO· ~26 mi
American Kolache
- $157K
- SBA financing
- ≈ $308K–$513K
- Est. revenue (rough)
Lang Moon LLC
Ashburn, VA· ~671 mi
American Kolache
- $366K
- SBA financing
- ≈ $718K–$1.2M
- Est. revenue (rough)
Slade62Management LLC
Vestavia Hills, AL· ~396 mi
American Kolache
- $509K
- SBA financing
- ≈ $998K–$1.7M
- Est. revenue (rough)
Similar businesses
Comparable commercial bakeries in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Just Like Gramma's Bakery, LLC
Saint Louis, MO· ~24 mi
Commercial Bakeries
- $216K
- SBA financing
- ≈ $424K–$706K
- Est. revenue (rough)
Sophies Protein Bakery LLC
Lake Saint Louis, MO· ~49 mi
Commercial Bakeries
- $149K
- SBA financing
- ≈ $291K–$485K
- Est. revenue (rough)
Sugar Mama, LLC
Bloomington, IL· ~140 mi
Commercial Bakeries
- $140K
- SBA financing
- ≈ $275K–$458K
- Est. revenue (rough)
Moberly Donut Palace LLC
Moberly, MO· ~147 mi
Commercial Bakeries
- $153K
- SBA financing
- ≈ $300K–$499K
- Est. revenue (rough)
Sugaco LLC
Decatur, IL· ~101 mi
Commercial Bakeries
- $132K
- SBA financing
- ≈ $258K–$430K
- Est. revenue (rough)
Cakin' Care of Business LLC
Arapahoe, NE· ~545 mi
Commercial Bakeries
- $169K
- SBA financing
- ≈ $331K–$552K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Perpetual Ventures LLC in O Fallon, IL (Commercial Bakeries). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $156K
- On record FY2024
- 6 jobs supported
- Industry: Commercial Bakeries
- Location: O Fallon, IL
- Lender: First Command Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Commercial Bakeries businesses in IL for ~$156k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Perpetual Ventures LLC.