American Kolache, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4250)
6 deals since 2020 · typical deal $255K
6
Deals since 2020
$255K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for American Kolache
Most American Kolache deals financed between $156K and $255K. Above $255K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,542
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $38K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$38K)
Experience
Recent financings
- Lang Moon LLC in Ashburn, VA — $316K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $237K (75%)
- Approval → funding
- 7 days
- Approved
- 8/8/2025
- First disbursed
- 8/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- JES FOODS LLC in Saint Louis, MO — $157K (2025) · First Command Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $118K (75%)
- Approval → funding
- 19 days
- Approved
- 4/23/2025
- First disbursed
- 5/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Commercial Bakeries
Funded by First Command Bank · Lender record →
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- Lang Moon LLC in Ashburn, VA — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 125 days
- Approved
- 8/7/2025
- First disbursed
- 12/10/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- Perpetual Ventures LLC in O Fallon, IL — $156K (2024) · First Command Bank
- Program
- 7a General
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $117K (75%)
- Approval → funding
- 28 days
- Approved
- 11/8/2023
- First disbursed
- 12/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Commercial Bakeries
Funded by First Command Bank · Lender record →
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- Slade62Management LLC in Vestavia Hills, AL — $255K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 126 months
- SBA guaranteed
- $191K (75%)
- Approval → funding
- 8 days
- Approved
- 3/28/2022
- First disbursed
- 4/5/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Slade62Management LLC in Vestavia Hills, AL — $255K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 126 months
- SBA guaranteed
- $229K (90%)
- Approved
- 9/24/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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Who funds American Kolache — and where
Every dot is a financed American Kolache — 6 mapped.
Financed American Kolache locations — list all 6 as text
- Lang Moon LLC — Ashburn · $50K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Lang Moon LLC — Ashburn · $316K · FY2025 · Snack and Nonalcoholic Beverage Bars
- JES FOODS LLC — Saint Louis · $157K · FY2025 · Commercial Bakeries
- Perpetual Ventures LLC — O Fallon · $156K · FY2024 · Commercial Bakeries
- Slade62Management LLC — Vestavia Hills · $255K · FY2022 · Limited-Service Restaurants
- Slade62Management LLC — Vestavia Hills · $255K · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Virginia (2 loans)
- 2.Alabama (2 loans)
- 3.Missouri (1 loans)
- 4.Illinois (1 loans)
Represent American Kolache?
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Common questions
How much does a American Kolache cost to buy or open?
The typical deal for American Kolache is $255K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.
How risky is American Kolache?
American Kolache has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a American Kolache with an SBA loan?
Yes — American Kolache has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a American Kolache franchise
Most American Kolache buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical American Kolache deal financed for $255K, which points to about $28K of buyer cash on a typical purchase. American Kolache is listed in the SBA Franchise Directory (identifier S4250), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund American Kolache — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for American Kolache — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for American Kolache — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. American Kolache is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $255K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4250)
- Top lenders: The Huntington National Bank, First Command Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with American Kolache.