SBA lending record

PHB Sweat LLC

40-3 Riverwalk Place, West New York, NJ · Other Personal Care Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$550K

Total SBA financing

Loans on record

FY2025

On record

Jobs supported

Franchise brand

Perspire Sauna Studio

See Perspire Sauna Studio's SBA financing data — typical deal, failure rate, and how its loans perform →

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All 2 loans

$50,000 — FY2025

Loan 1 of 2

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Cancelled
Rate at approval: 10.25% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/14/2025
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Other Personal Care Services
NAICS code: 812199
Franchise: Perspire Sauna Studio
Franchise code: S3000
Lender: The Huntington National Bank
Address: 40-3 Riverwalk Place
City: West New York
County: Hudson
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 8

$499,500 — FY2025

Loan 2 of 2

Gross approval: $499,500
SBA guaranteed: $374,625 (75%)
Status: Cancelled
Rate at approval: 10.25% v
Term: 129 mo (11 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/14/2025
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Other Personal Care Services
NAICS code: 812199
Franchise: Perspire Sauna Studio
Franchise code: S3000
Lender: The Huntington National Bank
Address: 40-3 Riverwalk Place
City: West New York
County: Hudson
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 8

The lender

The Huntington National Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding other personal care services — by location, industry, and brand.

SBA lenders in New Jersey Lenders for other personal care services Other Personal Care Services lenders in New Jersey Perspire Sauna Studio lenders Perspire Sauna Studio lenders in New Jersey

Other Perspire Sauna Studio locations

Other Perspire Sauna Studio businesses in the public SBA record — closest first, by location and deal size.

Perspire Sauna Studio Flatiron

New York, NY· ~3 mi

Perspire Sauna Studio

$999K
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

View record

NORDIC BLOOM, LLC

Brooklyn, NY· ~5 mi

Perspire Sauna Studio

$1000K
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

View record

PSS WYCKOFF LLC

Wyckoff, NJ

Perspire Sauna Studio

$602K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

Generational Wellness LLC

Middletown, NJ

Perspire Sauna Studio

$920K
SBA financing: ≈ $1.8M–$3.0M
Est. revenue (rough)

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SANCT. SAUNA LLC

Shelter Island, NY· ~89 mi

Perspire Sauna Studio

$837K
SBA financing: ≈ $1.6M–$2.7M
Est. revenue (rough)

View record

District Heat LLC

Falls Church, VA· ~213 mi

Perspire Sauna Studio

$755K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

View record

Similar businesses

Comparable other personal care services in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

TWG New Jersey, LLC

Edgewater, NJ· ~3 mi

SweatHouz

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

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Aunt Niece Spa LLC

Fort Lee, NJ· ~6 mi

Other Personal Care Services

$740K
SBA financing: ≈ $1.5M–$2.4M
Est. revenue (rough)

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Jake & Mi Property LLC

Englewood, NJ· ~8 mi

Other Personal Care Services

$600K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

EVEXIA LLC

Montclair, NJ· ~11 mi

The NOW Massage

$522K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

View record

186060, LLC

Springfield, NJ· ~17 mi

BYou Laser Clinic

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

JSA RESOLUTE GROUP LLC

Livingston, NJ· ~17 mi

Other Personal Care Services

$447K
SBA financing: ≈ $877K–$1.5M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for PHB Sweat LLC in West New York, NJ (Other Personal Care Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $550K
On record FY2025
8 jobs supported
Industry: Other Personal Care Services
Location: West New York, NJ
Lender: The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Other Personal Care Services businesses in NJ for ~$275k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/phb-sweat-llc-nj
API:: https://www.capbench.com/api/public/businesses/phb-sweat-llc-nj
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is PHB Sweat LLC your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with PHB Sweat LLC.