SBA lending record

PHO HOME CORP.

4626 N HARLEM AVE, Harwood Heights, IL 60706 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$425K

Total SBA financing

Loans on record

FY2024–26

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 4 loans

$150,000 — FY2026

Loan 1 of 4

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 10% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/16/2025
First disbursement: 1/14/2026
Days to fund: 29 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 9
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Northeast Bank
Address: 4626 N Harlem Ave
City: Harwood Heights, 60706
County: Cook
SBA district office: ILLINOIS DISTRICT OFFICE
Congressional district: 5

$100,000 — FY2026

Loan 2 of 4

Gross approval: $100,000
SBA guaranteed: $85,000 (85%)
Status: Committed
Rate at approval: 10% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/19/2025
Collateral: Required
Jobs supported: 14
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Newtek Bank, National Association
Address: 4626 N Harlem Ave
City: Harwood Heights, 60706
County: Cook
SBA district office: ILLINOIS DISTRICT OFFICE
Congressional district: 5

$25,000 — FY2026

Loan 3 of 4

Gross approval: $25,000
SBA guaranteed: $12,500 (50%)
Status: Committed
Rate at approval: 13.5% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/5/2026
Collateral: Required
Jobs supported: 14
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Newtek Bank, National Association
Address: 4626 N Harlem Ave
City: Harwood Heights, 60706
County: Cook
SBA district office: ILLINOIS DISTRICT OFFICE
Congressional district: 5

$150,000 — FY2024

Loan 4 of 4

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 11.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/3/2024
First disbursement: 7/15/2024
Days to fund: 12 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 14
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Celtic Bank Corporation
Address: 4626 N HARLEM AVE
City: Harwood Heights, 60706
County: Cook
SBA district office: ILLINOIS DISTRICT OFFICE
Congressional district: 5

The lenders

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The banks most active funding full-service restaurants — by location, industry.

SBA lenders in Illinois Lenders for full-service restaurants Full-Service Restaurants lenders in Illinois

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Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $980K–$1.6M
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$321K
SBA financing: ≈ $629K–$1.0M
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Martins Sweets Company

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$538K
SBA financing: ≈ $1.1M–$1.8M
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SBA financing: ≈ $666K–$1.1M
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Agent summary

This page summarizes the public SBA 7(a) lending record for PHO HOME CORP. in Harwood Heights, IL (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

4 SBA 7(a) loans totaling $425K
On record FY2024–26
51 jobs supported
Industry: Full-Service Restaurants
Location: Harwood Heights, IL
Lenders: Newtek Bank, National Association, Celtic Bank Corporation, Northeast Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in IL for ~$106k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/pho-home-corp-il
API:: https://www.capbench.com/api/public/businesses/pho-home-corp-il
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with PHO HOME CORP..

PHO HOME CORP.

All 4 loans

$150,000 — FY2026

$100,000 — FY2026

$25,000 — FY2026

$150,000 — FY2024

The lenders

Newtek Bank, National Association

Celtic Bank Corporation

Northeast Bank

Find SBA lenders for businesses like this

Similar businesses

Agent summary