SBA lending record

PHO SPOT, INC.

8802 Base Line Road, Rancho Cucamonga, CA 91701 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$120K

Total SBA financing

Loans on record

FY2025

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$50,000 — FY2025

Loan 1 of 2

Gross approval: $50,000
SBA guaranteed: $42,500 (85%)
Status: Paid in full
Rate at approval: 10.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/7/2025
First disbursement: 4/23/2025
Days to fund: 16 days
Paid in full: 1/31/2026
Collateral: None
Sold on secondary market: Yes
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Northeast Bank
Address: 8802 Base Line Road
City: Rancho Cucamonga, 91701
County: San Bernardino
SBA district office: SANTA ANA DISTRICT OFFICE
Congressional district: 8

$70,000 — FY2025

Loan 2 of 2

Gross approval: $70,000
SBA guaranteed: $59,500 (85%)
Status: Cancelled
Rate at approval: 10.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/23/2024
Collateral: None
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Northeast Bank
Address: 8802 BaseLine Rd
City: Rancho Cucamonga, 91701
County: San Bernardino
SBA district office: SANTA ANA DISTRICT OFFICE
Congressional district: 8

The lender

Northeast Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding full-service restaurants — by location, industry.

SBA lenders in California Lenders for full-service restaurants Full-Service Restaurants lenders in California

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

R & R Breakfast Spot LLC

Chino, CA· ~7 mi

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$171K
SBA financing: ≈ $336K–$559K
Est. revenue (rough)

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JANG & PARK, INC

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$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

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KMKB K Food Inc

Chino Hills, CA· ~11 mi

Full-Service Restaurants

$193K
SBA financing: ≈ $378K–$631K
Est. revenue (rough)

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FLO'S FAMILY RESTAURANTS, INC.

Chino, CA· ~10 mi

Full-Service Restaurants

$75K
SBA financing: ≈ $147K–$245K
Est. revenue (rough)

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YK Brothers Inc

Corona, CA· ~17 mi

Full-Service Restaurants

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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XINYUAN GROUP INC

Rowland Heights, CA· ~18 mi

Full-Service Restaurants

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for PHO SPOT, INC. in Rancho Cucamonga, CA (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $120K
On record FY2025
10 jobs supported
Industry: Full-Service Restaurants
Location: Rancho Cucamonga, CA
Lender: Northeast Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in CA for ~$60k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/pho-spot-inc-ca
API:: https://www.capbench.com/api/public/businesses/pho-spot-inc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with PHO SPOT, INC..