SBA lending record

Randy's Hardware, Inc.

148 Cedar Grove Road, Ruckersville, VA 22968 · Hardware Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$275K

Total SBA financing

Loan on record

FY2020

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$275,000 — FY2020

Gross approval: $275,000
SBA guaranteed: $137,500 (50%)
Status: Paid in full
Rate at approval: 5.78% f
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/9/2020
First disbursement: 10/9/2020
Days to fund: 30 days
Paid in full: 1/31/2025
Collateral: Required
Jobs supported: 10
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Hardware Stores
NAICS code: 444130
Lender: Farmers & Merchants Bank
Address: 148 Cedar Grove Road
City: Ruckersville, 22968
County: Greene
SBA district office: RICHMOND DISTRICT OFFICE
Congressional district: 5

The lender

Farmers & Merchants Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding hardware stores — by location, industry.

SBA lenders in Virginia Lenders for hardware stores Hardware Stores lenders in Virginia

Similar businesses

Comparable hardware stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

BamCam, Inc.

Colonial Heights, VA· ~85 mi

Ace Hardware

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

View record

Daniel C Downing

Greensburg, PA· ~156 mi

Hardware Stores

$250K
SBA financing: ≈ $490K–$817K
Est. revenue (rough)

View record

Ace of West Virginia, L.L.C.

Grafton, WV· ~118 mi

Ace Hardware

$415K
SBA financing: ≈ $814K–$1.4M
Est. revenue (rough)

View record

Outdoor Hardware Supply LLC

Dover, PA· ~149 mi

Hardware Stores

$200K
SBA financing: ≈ $392K–$654K
Est. revenue (rough)

View record

AceDMV, L.L.C.

Capitol Heights, MD· ~93 mi

Ace Hardware

$565K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

KCWG, INC.

West Jefferson, OH· ~288 mi

Hardware Stores

$270K
SBA financing: ≈ $529K–$882K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Randy's Hardware, Inc. in Ruckersville, VA (Hardware Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $275K
On record FY2020
10 jobs supported
Industry: Hardware Stores
Location: Ruckersville, VA
Lender: Farmers & Merchants Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Hardware Stores businesses in VA for ~$275k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/randy-s-hardware-inc-va
API:: https://www.capbench.com/api/public/businesses/randy-s-hardware-inc-va
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Randy's Hardware, Inc..