SBA lending record

ROCKY TOP CUTS INC.

4814 S. Florida Ave, Lakeland, FL 33813 · Beauty Salons. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$280K

Total SBA financing

Loans on record

FY2022

On record

Jobs supported

Franchise brand

Sharkey's Cuts for Kids

See Sharkey's Cuts for Kids's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$250,000 — FY2022

Loan 1 of 2

Gross approval: $250,000
SBA guaranteed: $187,500 (75%)
Status: Current
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/26/2021
First disbursement: 10/31/2021
Days to fund: 5 days
Collateral: Required
Jobs supported: 31
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Beauty Salons
NAICS code: 812112
Franchise: Sharkey's Cuts for Kids
Franchise code: S1559
Lender: The Huntington National Bank
Address: 4814 S. Florida Ave
City: Lakeland, 33813
County: Polk
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 15

$30,000 — FY2022

Loan 2 of 2

Gross approval: $30,000
SBA guaranteed: $15,000 (50%)
Status: Current
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/26/2021
First disbursement: 10/31/2021
Days to fund: 5 days
Collateral: Required
Jobs supported: 31
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Beauty Salons
NAICS code: 812112
Franchise: Sharkey's Cuts for Kids
Franchise code: S1559
Lender: The Huntington National Bank
Address: 4814 S. Florida Ave
City: Lakeland, 33813
County: Polk
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 15

The lender

The Huntington National Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding beauty salons — by location, industry, and brand.

SBA lenders in Florida Lenders for beauty salons Beauty Salons lenders in Florida Sharkey's Cuts for Kids lenders Sharkey's Cuts for Kids lenders in Florida

Other Sharkey's Cuts for Kids locations

Other Sharkey's Cuts for Kids businesses in the public SBA record — closest first, by location and deal size.

Summa Grands Inc.

Ormond Beach, FL· ~103 mi

Sharkey's Cuts for Kids

$251K
SBA financing: ≈ $493K–$821K
Est. revenue (rough)

View record

Personalized Pro, Inc

Pembroke Pines, FL· ~171 mi

Sharkey's Cuts for Kids

$294K
SBA financing: ≈ $576K–$960K
Est. revenue (rough)

View record

SHARKEYS LIBE ENTERPRISE LLC

Naples, FL· ~122 mi

Sharkey's Cuts for Kids

$223K
SBA financing: ≈ $437K–$729K
Est. revenue (rough)

View record

APPLEDALE KIDS CUTS, LLC

Fort Mill, SC· ~493 mi

Sharkey's Cuts for Kids

$260K
SBA financing: ≈ $510K–$850K
Est. revenue (rough)

View record

Sharkey's Cuts for Kids of Augusta LLC

Martinez, GA· ~383 mi

Sharkey's Cuts for Kids

$334K
SBA financing: ≈ $655K–$1.1M
Est. revenue (rough)

View record

Refined Tresses LLC

Garner, NC· ~568 mi

Sharkey's Cuts for Kids

$300K
SBA financing: ≈ $588K–$980K
Est. revenue (rough)

View record

Similar businesses

Comparable beauty salons in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

TRUE COLORS A HAIR SALON LLC

Riverview, FL· ~25 mi

Beauty Salons

$290K
SBA financing: ≈ $569K–$948K
Est. revenue (rough)

View record

THE STUDIO BY MARIA ALEJANDRA ESCOBAR LLC

Brandon, FL· ~22 mi

Beauty Salons

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

View record

Foil & Hue the Salon, LLC

Riverview, FL· ~24 mi

Beauty Salons

$227K
SBA financing: ≈ $445K–$742K
Est. revenue (rough)

View record

NIX CLIPS, LLC

Tampa, FL· ~24 mi

Beauty Salons

$318K
SBA financing: ≈ $623K–$1.0M
Est. revenue (rough)

View record

Bleu Salon 1, LLC

Valrico, FL· ~19 mi

Beauty Salons

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

View record

MNMCR Tampa LLC

Tampa, FL· ~33 mi

Beauty Salons

$267K
SBA financing: ≈ $524K–$873K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for ROCKY TOP CUTS INC. in Lakeland, FL (Beauty Salons). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $280K
On record FY2022
62 jobs supported
Industry: Beauty Salons
Location: Lakeland, FL
Lender: The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Beauty Salons businesses in FL for ~$140k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/rocky-top-cuts-inc-fl
API:: https://www.capbench.com/api/public/businesses/rocky-top-cuts-inc-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with ROCKY TOP CUTS INC..