SBA lending record

Sidestreets Delicatessen

116 S Cochran, Charlotte, MI 48813 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.6M

Total SBA financing

Loans on record

FY2022–25

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is Sidestreets Delicatessen your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

All 4 loans

$500,000 — FY2025

Loan 1 of 4

Gross approval: $500,000
SBA guaranteed: $375,000 (75%)
Status: Cancelled
Rate at approval: 8.25% f
Term: 120 mo (10 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/14/2025
Collateral: Required
Jobs supported: 20
Business type: Individual
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: Eaton Community Bank
Address: 116 S. COCHRAN AVE
City: Charlotte, 48813
County: Eaton
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 3

$500,000 — FY2025

Loan 2 of 4

Gross approval: $500,000
SBA guaranteed: $375,000 (75%)
Status: Current
Rate at approval: 8.25% f
Term: 120 mo (10 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/20/2025
First disbursement: 9/17/2025
Days to fund: 28 days
Collateral: Required
Jobs supported: 20
Business type: Individual
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: Eaton Community Bank
Address: 116 S. Cochran Ave
City: Charlotte, 48813
County: Eaton
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 3

$315,000 — FY2022

Loan 3 of 4

Gross approval: $315,000
SBA guaranteed: $236,250 (75%)
Status: Cancelled
Rate at approval: 7.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/12/2022
Collateral: Required
Jobs supported: 27
Business type: Individual
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: Newtek Small Business Finance, Inc.
Address: 116 S Cochran
City: Charlotte, 48813
County: Eaton
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 3

$315,000 — FY2022

Loan 4 of 4

Gross approval: $315,000
SBA guaranteed: $236,250 (75%)
Status: Paid in full
Rate at approval: 8.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/30/2022
First disbursement: 9/6/2022
Days to fund: 7 days
Paid in full: 9/30/2025
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 27
Business type: Individual
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: Newtek Small Business Finance, Inc.
Address: 116 S Cochran
City: Charlotte, 48813
County: Eaton
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 3

The lenders

Newtek Small Business Finance, Inc.

2 loans to this business

Eaton Community Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry.

SBA lenders in Michigan Lenders for limited-service restaurants Limited-Service Restaurants lenders in Michigan

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Lupine Foods LLC

East Lansing, MI· ~22 mi

Limited-Service Restaurants

$1.5M
SBA financing: ≈ $2.9M–$4.8M
Est. revenue (rough)

View record

The Brunsch Group LLC

Jackson, MI· ~30 mi

Jimmy John's

$1.8M
SBA financing: ≈ $3.5M–$5.8M
Est. revenue (rough)

View record

PBKAL Enterprises, LLC

Portage, MI· ~46 mi

Paris Baguette

$1.6M
SBA financing: ≈ $3.2M–$5.4M
Est. revenue (rough)

View record

DAVID BRIAN MCNAMARA

Charlotte, MI· ~0 mi

Limited-Service Restaurants

$300K
SBA financing: ≈ $588K–$980K
Est. revenue (rough)

View record

GRACE COFFEE LLC

Ada, MI· ~43 mi

Limited-Service Restaurants

$1.5M
SBA financing: ≈ $2.9M–$4.8M
Est. revenue (rough)

View record

TWINS HOSPITALITY QSR, INC

Battle Creek, MI· ~28 mi

Jack in the Box

$2.6M
SBA financing: ≈ $5.2M–$8.6M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Sidestreets Delicatessen in Charlotte, MI (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

4 SBA 7(a) loans totaling $1.6M
On record FY2022–25
94 jobs supported
Industry: Limited-Service Restaurants
Location: Charlotte, MI
Lenders: Newtek Small Business Finance, Inc., Eaton Community Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in MI for ~$408k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/sidestreets-delicatessen-mi
API:: https://www.capbench.com/api/public/businesses/sidestreets-delicatessen-mi
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Sidestreets Delicatessen your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Sidestreets Delicatessen.