SBA lending record

SJW INC

23398 LARKSPUR STREET, California, MD 20619 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$700K

Total SBA financing

Loans on record

FY2026

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$350,000 — FY2026

Loan 1 of 2

Gross approval: $350,000
SBA guaranteed: $262,500 (75%)
Status: Cancelled
Rate at approval: 10.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/31/2025
Collateral: Required
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Northeast Bank
Address: 23398 LARKSPUR STREET
City: California, 20619
County: Saint Marys
SBA district office: BALTIMORE DISTRICT OFFICE
Congressional district: 5

$350,000 — FY2026

Loan 2 of 2

Gross approval: $350,000
SBA guaranteed: $262,500 (75%)
Status: Committed
Rate at approval: 10.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/20/2026
Collateral: Required
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Northeast Bank
Address: 23398 Larkspur Street
City: California, 20619
County: Saint Marys
SBA district office: BALTIMORE DISTRICT OFFICE
Congressional district: 5

The lender

Northeast Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding full-service restaurants — by location, industry.

SBA lenders in Maryland Lenders for full-service restaurants Full-Service Restaurants lenders in Maryland

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $990K–$1.7M
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OKTAY, LLC

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LLL3, LLC

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SBA financing: ≈ $882K–$1.5M
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Crab Cab LLC

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SBA financing: ≈ $1.4M–$2.3M
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Tiki Garden

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Agent summary

This page summarizes the public SBA 7(a) lending record for SJW INC in California, MD (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $700K
On record FY2026
10 jobs supported
Industry: Full-Service Restaurants
Location: California, MD
Lender: Northeast Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in MD for ~$350k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/sjw-inc-md
API:: https://www.capbench.com/api/public/businesses/sjw-inc-md
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with SJW INC.