SBA lending record

SM Baking Inc.

5564 Kenwood Towne Centre, Cincinnati, OH 45236 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$490K

Total SBA financing

Loans on record

FY2023

On record

Jobs supported

Franchise brand

Cinnabon

See Cinnabon's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$465,000 — FY2023

Loan 1 of 2

Gross approval: $465,000
SBA guaranteed: $348,750 (75%)
Status: Current
Rate at approval: 11% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/30/2023
First disbursement: 9/7/2023
Days to fund: 8 days
Collateral: Required
Jobs supported: 14
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Cinnabon
Franchise code: S0380
Lender: The Huntington National Bank
Address: 5564 Kenwood Towne Centre
City: Cincinnati, 45236
County: Hamilton
SBA district office: COLUMBUS DISTRICT OFFICE
Congressional district: 2

$25,000 — FY2023

Loan 2 of 2

Gross approval: $25,000
SBA guaranteed: $12,500 (50%)
Status: Committed
Rate at approval: 11% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/30/2023
Collateral: Required
Jobs supported: 14
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Cinnabon
Franchise code: S0380
Lender: The Huntington National Bank
Address: 5564 Kenwood Towne Centre
City: Cincinnati, 45236
County: Hamilton
SBA district office: COLUMBUS DISTRICT OFFICE
Congressional district: 2

The lender

The Huntington National Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry, and brand.

SBA lenders in Ohio Lenders for limited-service restaurants Limited-Service Restaurants lenders in Ohio Cinnabon lenders Cinnabon lenders in Ohio

Other Cinnabon locations

Other Cinnabon businesses in the public SBA record — closest first, by location and deal size.

AJR Bakeries Inc.

Cincinnati, OH· ~1 mi

Cinnabon

$305K
SBA financing: ≈ $598K–$997K
Est. revenue (rough)

View record

GAD BRAND OF SOUTH HILLS LLC

Pittsburgh, PA· ~242 mi

Cinnabon

$525K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

View record

Gad Brand of Ross Park LLC

Pittsburgh, PA· ~249 mi

Cinnabon

$465K
SBA financing: ≈ $913K–$1.5M
Est. revenue (rough)

View record

SoPatriKa LLC

Leesburg, VA· ~365 mi

Cinnabon

$455K
SBA financing: ≈ $892K–$1.5M
Est. revenue (rough)

View record

Nile Holdings LLC

Portage, MI· ~217 mi

Cinnabon

$386K
SBA financing: ≈ $757K–$1.3M
Est. revenue (rough)

View record

374 Serinatee's Place LLC

Brooklyn, NY· ~563 mi

Cinnabon

$680K
SBA financing: ≈ $1.3M–$2.2M
Est. revenue (rough)

View record

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Ton Ventures, LLC

Blue Ash, OH· ~3 mi

Great American Cookies

$525K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

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Nishudra Retail LLC

Sharonville, OH· ~6 mi

Limited-Service Restaurants

$430K
SBA financing: ≈ $843K–$1.4M
Est. revenue (rough)

View record

BKCS GROUP III LLC

Montgomery, OH· ~3 mi

Limited-Service Restaurants

$395K
SBA financing: ≈ $775K–$1.3M
Est. revenue (rough)

View record

BEARCAT BREWS LLC

Cincinnati, OH· ~4 mi

Biggby Coffee

$485K
SBA financing: ≈ $951K–$1.6M
Est. revenue (rough)

View record

BKCS Group II, LLC

Cincinnati, OH· ~4 mi

Clean Air Lawn Care

$499K
SBA financing: ≈ $977K–$1.6M
Est. revenue (rough)

View record

Oakley Bagelry, LLC

Cincinnati, OH· ~4 mi

Limited-Service Restaurants

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for SM Baking Inc. in Cincinnati, OH (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $490K
On record FY2023
28 jobs supported
Industry: Limited-Service Restaurants
Location: Cincinnati, OH
Lender: The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in OH for ~$245k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/sm-baking-inc-oh
API:: https://www.capbench.com/api/public/businesses/sm-baking-inc-oh
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with SM Baking Inc..