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Cinnabon, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0380)

29 deals since 2020 · typical deal $386K · 0% failure rate

29

Deals since 2020

$386K

Typical deal

7

Deals since FY2025

0%

Failure rate (FY20–23)

Cinnabon buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Cinnabon

Most Cinnabon deals financed between $145K and $653K. Above $653K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,048
Down payment (10%)
$43K
Cash to close (all-in)
$57K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$57K)

Experience

Recent financings

  • Delectable Delights Canarsie LLC in Brooklyn, NY — $1.2M (2026) · VelocitySBA, LLC
  • CINNA MM LLC in Mc Lean, VA — $1.3M (2025) · Wilmington Savings Fund Society FSB
  • MCF Ventures LLC in Los Angeles, CA — $680K (2025) · The Huntington National Bank
  • SoPatriKa LLC in Leesburg, VA — $455K (2025) · John Marshall Bank
  • AJR Bakeries Inc. in Cincinnati, OH — $280K (2025) · purchase · Republic Bank & Trust Company
  • MCF Ventures LLC in Los Angeles, CA — $50K (2025) · The Huntington National Bank
  • AJR Bakeries Inc. in Cincinnati, OH — $25K (2025) · Republic Bank & Trust Company
  • GAD BRAND OF SOUTH HILLS LLC in Pittsburgh, PA — $500K (2024) · The Huntington National Bank
  • S&JEAN LLC in Arcadia, CA — $150K (2024) · Bank of Hope
  • GAD BRAND OF SOUTH HILLS LLC in Pittsburgh, PA — $25K (2024) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Cinnabon brand mark

Who funds Cinnabon — and where

Every dot is a financed Cinnabon — 27 mapped.

Financed Cinnabon locations — list all 27 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(10)
  2. 2.Republic Bank & Trust Company(2)
  3. 3.Wilmington Savings Fund Society FSB(2)
  4. 4.Beacon Bank and Trust(2)
  5. 5.Meridian Bank(1)

Most active states

  1. 1.Pennsylvania (7 loans)
  2. 2.Ohio (4 loans)
  3. 3.California (4 loans)
  4. 4.New York (3 loans)
  5. 5.Delaware (2 loans)
  6. 6.Virginia (2 loans)
  7. 7.Montana (1 loans)
  8. 8.South Dakota (1 loans)

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Common questions

How much does a Cinnabon cost to buy or open?

The typical deal for Cinnabon is $386K across 29 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $42K of buyer cash on a typical deal.

How risky is Cinnabon?

0% of Cinnabon's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Cinnabon with an SBA loan?

Yes — Cinnabon has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Cinnabon franchise

Most Cinnabon buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Cinnabon deal financed for $386K, which points to about $42K of buyer cash on a typical purchase. Cinnabon is listed in the SBA Franchise Directory (identifier S0380), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Cinnabon — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Cinnabon — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Cinnabon — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Cinnabon is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 29 SBA 7(a) deals since 2020
  • $386K typical deal
  • 7 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S0380)
  • Top lenders: The Huntington National Bank, Republic Bank & Trust Company, Wilmington Savings Fund Society FSB

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/cinnabon
API:
https://www.capbench.com/api/public/franchises/cinnabon
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Cinnabon.

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