Food & Restaurants · lender intelligence
How to finance a Cinnabon in Virginia
The SBA 7(a) lenders funding the most Cinnabon deals in Virginia, from public loan records — typical Cinnabon loan about $386K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Cinnabon in Virginia
$1.25M
Typical loan
range $455K–$1.25M
$1.39M
Est. purchase price
≈ loan ÷ 90%
$190,452
Cash to close
$138,889 down + fees
$16,175/mo
Typical payment
~9.5% · 10yr
$223,215/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
97 days
Typical time to fund
2
Lenders competing
more = leverage
10.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Cinnabon in Virginia
Ranked by funded Cinnabon loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.9 loans · $2M · Reston, VAFull record →
- 2.105 loans · $72M · Wilmington, DEFull record →
2+ funded Cinnabon in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CINNA MM LLC in Mc Lean, VA — $1.3M (2025) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $938K (75%)
- Approval → funding
- 22 days
- Approved
- 11/12/2024
- First disbursed
- 12/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- SoPatriKa LLC in Leesburg, VA — $455K (2025) · John Marshall Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $341K (75%)
- Approval → funding
- 97 days
- Approved
- 9/11/2025
- First disbursed
- 12/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by John Marshall Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Cinnabon in Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Cinnabon loans with a Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cinnabon purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. John Marshall Bank funds the most here. CapBench is not a lender.
- $386K typical Cinnabon loan
- 2 lenders active in Virginia
- 2+ funded Virginia deals
- 97 days typical to fund
Buyers buying a Cinnabon in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.