Food & Restaurants · lender intelligence
How to finance a Cinnabon in Michigan
The SBA 7(a) lenders funding the most Cinnabon deals in Michigan, from public loan records — typical Cinnabon loan about $386K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Cinnabon in Michigan
$386K
Typical loan
range $386K–$386K
$429K
Est. purchase price
≈ loan ÷ 90%
$57,364
Cash to close
$42,889 down + fees
$4,995/mo
Typical payment
~9.5% · 10yr
$68,931/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
192 days
Typical time to fund
1
Lenders competing
more = leverage
10.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Cinnabon in Michigan
Ranked by funded Cinnabon loans in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.168 loans · $205M · Fishers, INFull record →
1+ funded Cinnabon in Michigan deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Nile Holdings LLC in Portage, MI — $386K (2023) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 105 months
- SBA guaranteed
- $290K (75%)
- Approval → funding
- 192 days
- Approved
- 3/20/2023
- First disbursed
- 9/28/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- New Business or 2 years or less
- Industry
- Retail Bakeries
Funded by First Internet Bank of Indiana · Lender record →
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Buying a Cinnabon in Michigan? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Cinnabon loans with a Michigan project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cinnabon purchase in Michigan with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Michigan deals. First Internet Bank of Indiana funds the most here. CapBench is not a lender.
- $386K typical Cinnabon loan
- 1 lenders active in Michigan
- 1+ funded Michigan deals
- 192 days typical to fund
Buyers buying a Cinnabon in Michigan typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.