SBA lending record

SMARTSTYLE

11789 GABLE GLEN LANE, Cincinnati, OH 45249 · Beauty Salons. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$2.8M

Total SBA financing

Loans on record

FY2020

On record

100

Jobs supported

Franchise brand

Smartstyle

See Smartstyle's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$600,000 — FY2020

Loan 1 of 2

Gross approval: $600,000
SBA guaranteed: $450,000 (75%)
Status: Current
Rate at approval: 7.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 10/9/2019
First disbursement: 10/31/2019
Days to fund: 22 days
Collateral: Required
Jobs supported: 50
Business type: Corporation
Business age: Change of Ownership
Industry: Beauty Salons
NAICS code: 812112
Franchise: Smartstyle
Franchise code: S2274
Lender: Live Oak Banking Company
Address: 11789 GABLE GLEN LANE
City: Cincinnati, 45249
County: Hamilton
SBA district office: COLUMBUS DISTRICT OFFICE
Congressional district: 1

$2,200,000 — FY2020

Loan 2 of 2

Gross approval: $2,200,000
SBA guaranteed: $1,650,000 (75%)
Status: Cancelled
Rate at approval: 7.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 2/12/2020
Collateral: Required
Jobs supported: 50
Business type: Corporation
Business age: Change of Ownership
Industry: Beauty Salons
NAICS code: 812112
Franchise: Smartstyle
Franchise code: S2274
Lender: Live Oak Banking Company
Address: 11789 GABLE GLEN LANE
City: Cincinnati, 45249
County: Hamilton
SBA district office: COLUMBUS DISTRICT OFFICE
Congressional district: 1

The lender

Live Oak Banking Company

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding beauty salons — by location, industry, and brand.

SBA lenders in Ohio Lenders for beauty salons Beauty Salons lenders in Ohio Smartstyle lenders Smartstyle lenders in Ohio

Other Smartstyle locations

Other Smartstyle businesses in the public SBA record — closest first, by location and deal size.

LNJ INVESTMENTS CORPORATION

Cincinnati, OH· ~0 mi

Smartstyle

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

View record

New Image Concepts AR LLC

Rogers, AR· ~574 mi

Smartstyle

$3.1M
SBA financing: ≈ $6.1M–$10M
Est. revenue (rough)

View record

SmartStyle Hair Salons

Philadelphia, PA· ~498 mi

Smartstyle

$1.7M
SBA financing: ≈ $3.4M–$5.7M
Est. revenue (rough)

View record

Kuber LLC

Brunswick, ME

Smartstyle

$485K
SBA financing: ≈ $951K–$1.6M
Est. revenue (rough)

View record

Panimor Corp

Odessa, FL· ~778 mi

Smartstyle

$1.4M
SBA financing: ≈ $2.7M–$4.5M
Est. revenue (rough)

View record

The Wardlow Group LLC

Greencastle, IN· ~140 mi

Smartstyle

$614K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

Similar businesses

Comparable beauty salons in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Schlachta-Johnston Enterprises, LLC

Loveland, OH· ~3 mi

Beauty Salons

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

Blend Artistry LLC

Hamilton, OH· ~16 mi

Beauty Salons

$725K
SBA financing: ≈ $1.4M–$2.4M
Est. revenue (rough)

View record

TRACES OF BEAUTY SALON SUITES L.L.C.

Blue Ash, OH· ~3 mi

Beauty Salons

$150K
SBA financing: ≈ $295K–$491K
Est. revenue (rough)

View record

Frizzy Melon, Inc.

Loveland, OH· ~3 mi

Beauty Salons

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

View record

Then There Were Three Company

West Chester, OH· ~6 mi

Beauty Salons

$423K
SBA financing: ≈ $829K–$1.4M
Est. revenue (rough)

View record

Jayanti Salon and Spa LLC

Loveland, OH· ~2 mi

Beauty Salons

$209K
SBA financing: ≈ $409K–$682K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for SMARTSTYLE in Cincinnati, OH (Beauty Salons). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $2.8M
On record FY2020
100 jobs supported
Industry: Beauty Salons
Location: Cincinnati, OH
Lender: Live Oak Banking Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Beauty Salons businesses in OH for ~$1.4M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/smartstyle-oh
API:: https://www.capbench.com/api/public/businesses/smartstyle-oh
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with SMARTSTYLE.