SBA lending record

Sound Hardware Inc

2047 NE 22ND ST, Lincoln City, OR 97367 · Hardware Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$4.6M

Total SBA financing

Loans on record

FY2020–21

On record

131

Jobs supported

Franchise brand

Ace Hardware

See Ace Hardware's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$1,989,000 — FY2021

Loan 1 of 3

Gross approval: $1,989,000
SBA guaranteed: $1,790,100 (90%)
Status: Current
Rate at approval: 5.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 5/24/2021
First disbursement: 5/31/2021
Days to fund: 7 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 31
Business type: Corporation
Business age: Change of Ownership
Industry: Hardware Stores
NAICS code: 444130
Franchise: Ace Hardware
Franchise code: S0067
Lender: Northwest Bank
Address: 2100 E PORTLAND RD
City: Newberg, 97132
County: Yamhill
SBA district office: PORTLAND DISTRICT OFFICE
Congressional district: 1

$2,300,000 — FY2020

Loan 2 of 3

Gross approval: $2,300,000
SBA guaranteed: $1,725,000 (75%)
Status: Current
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 4/24/2020
First disbursement: 6/30/2020
Days to fund: 67 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 50
Business type: Corporation
Business age: Change of Ownership
Industry: Hardware Stores
NAICS code: 444130
Franchise: Ace Hardware
Franchise code: S0067
Lender: Northwest Bank
Address: 2047 NE 22ND ST
City: Lincoln City, 97367
County: Lincoln
SBA district office: PORTLAND DISTRICT OFFICE
Congressional district: 5

$350,000 — FY2020

Loan 3 of 3

Gross approval: $350,000
SBA guaranteed: $175,000 (50%)
Status: Current
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Business purchase
Approved: 4/24/2020
First disbursement: 6/30/2020
Days to fund: 67 days
Collateral: Required
Jobs supported: 50
Business type: Corporation
Business age: Change of Ownership
Industry: Hardware Stores
NAICS code: 444130
Franchise: Ace Hardware
Franchise code: S0067
Lender: Northwest Bank
Address: 2047 NE 22ND ST
City: Lincoln City, 97367
County: Lincoln
SBA district office: PORTLAND DISTRICT OFFICE
Congressional district: 5

The lender

Northwest Bank

3 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding hardware stores — by location, industry, and brand.

SBA lenders in Oregon Lenders for hardware stores Hardware Stores lenders in Oregon Ace Hardware lenders Ace Hardware lenders in Oregon

Other Ace Hardware locations

Other Ace Hardware businesses in the public SBA record — closest first, by location and deal size.

Moonrock Shores LLC

Waldport, OR· ~38 mi

Ace Hardware

$1.7M
SBA financing: ≈ $3.4M–$5.7M
Est. revenue (rough)

View record

Linden Terrace LLC

Yakima, WA· ~202 mi

Ace Hardware

$4.8M
SBA financing: ≈ $9.4M–$16M
Est. revenue (rough)

View record

Fresh Hardware Inc.

Burley, ID· ~537 mi

Ace Hardware

$5.0M
SBA financing: ≈ $9.8M–$16M
Est. revenue (rough)

View record

R&R Hardware Solutions LTD

N Little Rock, AR· ~1801 mi

Ace Hardware

$4.8M
SBA financing: ≈ $9.3M–$16M
Est. revenue (rough)

View record

MKG ACE LLC

Adams, WI· ~1674 mi

Ace Hardware

$4.3M
SBA financing: ≈ $8.5M–$14M
Est. revenue (rough)

View record

Superstition Hardware, LLC

San Tan Valley, AZ· ~1047 mi

Ace Hardware

$5.0M
SBA financing: ≈ $9.8M–$16M
Est. revenue (rough)

View record

Similar businesses

Comparable hardware stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

G.W. Hardware, Inc.

Woodburn, OR· ~58 mi

Do it Best – Membership Agreement

$1.6M
SBA financing: ≈ $3.1M–$5.1M
Est. revenue (rough)

View record

SKYBERG'S LUMBER & HARDWARE, INC

Willamina, OR· ~24 mi

Hardware Stores

$30K
SBA financing: ≈ $59K–$98K
Est. revenue (rough)

View record

Robinette Ventures LLC

La Pine, OR· ~153 mi

Ace Hardware

$3.1M
SBA financing: ≈ $6.1M–$10M
Est. revenue (rough)

View record

Elfstrand's Ace Hardware

Mitchell, SD· ~1281 mi

Ace Hardware

$4.3M
SBA financing: ≈ $8.5M–$14M
Est. revenue (rough)

View record

Monmouth Hardware Limited Liability Company

Monmouth, OR· ~39 mi

Hardware Stores

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

View record

Phil's Hardware, Inc.

Prineville, OR· ~163 mi

Ace Hardware

$1.9M
SBA financing: ≈ $3.7M–$6.1M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Sound Hardware Inc in Lincoln City, OR (Hardware Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $4.6M
On record FY2020–21
131 jobs supported
Industry: Hardware Stores
Location: Lincoln City, OR
Lender: Northwest Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Hardware Stores businesses in OR for ~$1.5M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/sound-hardware-inc-or
API:: https://www.capbench.com/api/public/businesses/sound-hardware-inc-or
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Sound Hardware Inc your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Sound Hardware Inc.