Lender intelligence

Financing a hardware stores acquisition in Oregon

State:

The SBA 7(a) lenders funding the most hardware stores acquisitions in Oregon, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance hardware stores in Oregon

$1.99M

Typical loan

range $350K–$2.30M

$2.21M

Est. purchase price

≈ loan ÷ 90%

$304,276

Cash to close

$221,000 down + fees

$25,737/mo

Typical payment

~9.5% · 10yr

$355,171/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

67 days

Typical time to fund

Lenders competing

more = leverage

5.43%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in hardware stores · Oregon

Ranked by funded hardware stores acquisitions in Oregon. Tap a lender for its full record, or hit Get in touch for an introduction.

1.9 loans · $10M · Warren, PAFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.13 loans · $18M · Roseburg, ORFull record →

6+ funded Hardware Stores in Oregon deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Sound Hardware Inc in Newberg, OR — $2.0M (2021) · purchase · Northwest Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.8M (90%)
Approval → funding
7 days
Approved
5/24/2021
First disbursed
5/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
31
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$221K
Est. cash at closing
$304K
Monthly payment
$21,340
Annual debt service
$256K
Cash flow needed (1.25×)
$320K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
G.W. Hardware, Inc. in Woodburn, OR — $1.6M (2021) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (90%)
Approval → funding
88 days
Approved
8/16/2021
First disbursed
11/12/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$175K
Est. cash at closing
$240K
Monthly payment
$16,872
Annual debt service
$202K
Cash flow needed (1.25×)
$253K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Robinette Ventures LLC in La Pine, OR — $2.8M (2020) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.35% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
22 days
Approved
4/8/2020
First disbursed
4/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$308K
Est. cash at closing
$425K
Monthly payment
$29,856
Annual debt service
$358K
Cash flow needed (1.25×)
$448K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Sound Hardware Inc in Lincoln City, OR — $2.3M (2020) · purchase · Northwest Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
67 days
Approved
4/24/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$256K
Est. cash at closing
$352K
Monthly payment
$25,535
Annual debt service
$306K
Cash flow needed (1.25×)
$383K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
Sound Hardware Inc in Lincoln City, OR — $350K (2020) · purchase · Northwest Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
67 days
Approved
4/24/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,886
Annual debt service
$47K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
Robinette Ventures LLC in La Pine, OR — $350K (2020) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
83 days
Approved
4/8/2020
First disbursed
6/30/2020
Loan status
Paid in full (4/30/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,670
Annual debt service
$44K
Cash flow needed (1.25×)
$55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Financing a hardware stores deal in Oregon? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to hardware stores businesses with a Oregon project address.

Agent summary

How to finance a hardware stores acquisition in Oregon with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Oregon deals. Northwest Bank funds the most here. CapBench is not a lender.

$887K typical loan
3 lenders active in Oregon
6+ funded Oregon deals
67 days typical to fund

Buyers buying a hardware stores in Oregon typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All hardware stores lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/hardware-stores/oregon
API:: https://www.capbench.com/api/public/lenders?industry=hardware-stores
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.