Lender intelligence
Financing a hardware stores acquisition in Colorado
The SBA 7(a) lenders funding the most hardware stores acquisitions in Colorado, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance hardware stores in Colorado
$1.43M
Typical loan
range $958K–$2.00M
$1.59M
Est. purchase price
≈ loan ÷ 90%
$218,258
Cash to close
$159,033 down + fees
$18,717/mo
Typical payment
~9.75% · 10yr
$258,295/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
25 days
Typical time to fund
3
Lenders competing
more = leverage
4.65%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in hardware stores · Colorado
Ranked by funded hardware stores acquisitions in Colorado. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.618 loans · $171M · Salt Lake City, UTFull record →
- 2.25 loans · $38M · Oklahoma City, OKFull record →
3+ funded Hardware Stores in Colorado deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Ace Hardware of Johnstown LLC in Johnstown, CO — $1.4M (2021) · purchase · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.2% fixed
- Term
- 200 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 25 days
- Approved
- 11/5/2020
- First disbursed
- 11/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $159K
- Est. cash at closing
- $218K
- Monthly payment
- $9,963
- Annual debt service
- $120K
- Cash flow needed (1.25×)
- $149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- SEMM Retail Ventures LLC in Aurora, CO — $958K (2021) · purchase · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $862K (90%)
- Approval → funding
- 1 days
- Approved
- 4/14/2021
- First disbursed
- 4/15/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $106K
- Est. cash at closing
- $146K
- Monthly payment
- $10,156
- Annual debt service
- $122K
- Cash flow needed (1.25×)
- $152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Big Johns Building Supply, LLC in Cedaredge, CO — $2.0M (2020) · purchase · MidFirst Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 41 days
- Approved
- 11/20/2019
- First disbursed
- 12/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $223K
- Est. cash at closing
- $307K
- Monthly payment
- $11,431
- Annual debt service
- $137K
- Cash flow needed (1.25×)
- $171K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by MidFirst Bank · Lender record →
Your business? Claim this record · Request removal
Financing a hardware stores deal in Colorado? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to hardware stores businesses with a Colorado project address.
Agent summary
How to finance a hardware stores acquisition in Colorado with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Colorado deals. Zions Bank, A Division of funds the most here. CapBench is not a lender.
- $887K typical loan
- 3 lenders active in Colorado
- 3+ funded Colorado deals
- 25 days typical to fund
Buyers buying a hardware stores in Colorado typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.