Lender intelligence
Financing a hardware stores acquisition in Alabama
The SBA 7(a) lenders funding the most hardware stores acquisitions in Alabama, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance hardware stores in Alabama
$1.02M
Typical loan
range $765K–$1.02M
$1.13M
Est. purchase price
≈ loan ÷ 90%
$155,408
Cash to close
$113,333 down + fees
$13,199/mo
Typical payment
~9.5% · 10yr
$182,146/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
52 days
Typical time to fund
2
Lenders competing
more = leverage
5.48%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in hardware stores · Alabama
Ranked by funded hardware stores acquisitions in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public hardware stores loan history in Alabama to rank lenders yet. See hardware stores lenders nationwide →
2+ funded Hardware Stores in Alabama deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Walker Land Holding, LLC in Guntersville, AL — $1.0M (2020) · purchase · Citizens Bank & Trust
- Program
- 7a General
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $765K (75%)
- Approval → funding
- 52 days
- Approved
- 10/9/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $113K
- Est. cash at closing
- $155K
- Monthly payment
- $6,417
- Annual debt service
- $77K
- Cash flow needed (1.25×)
- $96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank & Trust
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- Dawes LLC in Mobile, AL — $765K (2020) · purchase · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.2% fixed
- Term
- 213 months
- SBA guaranteed
- $574K (75%)
- Approval → funding
- 8 days
- Approved
- 8/13/2020
- First disbursed
- 8/21/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $850K
- Est. down payment (10%)
- $85K
- Est. cash at closing
- $117K
- Monthly payment
- $5,508
- Annual debt service
- $66K
- Cash flow needed (1.25×)
- $83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Financing a hardware stores deal in Alabama? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to hardware stores businesses with a Alabama project address.
Agent summary
How to finance a hardware stores acquisition in Alabama with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Alabama deals. CapBench is not a lender.
- $887K typical loan
- 2 lenders active in Alabama
- 2+ funded Alabama deals
- 52 days typical to fund
Buyers buying a hardware stores in Alabama typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.