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SBA lending record

SpenceMe LLC

5530 Brecksville Road, Independence, OH 44131 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$120K

Total SBA financing

1

Loan on record

FY2023

On record

19

Jobs supported

business — business location is the ZIP-area centroid from the public record

Is SpenceMe LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

The loan

$120,000 — FY2023

Gross approval
$120,000
SBA guaranteed
$102,000 (85%)
Status
Current
Rate at approval
13% v
Term
121 mo (10 yr)
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Loan type
Term loan
Purpose
Other / working capital
Approved
12/19/2022
First disbursement
1/20/2023
Days to fund
32 days
Collateral
Required
Sold on secondary market
Yes
Jobs supported
19
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
NAICS code
722511
Address
5530 Brecksville Road
City
Independence, 44131
County
Cuyahoga
SBA district office
CLEVELAND DISTRICT OFFICE
Congressional district
9

The lender

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The banks most active funding full-service restaurants — by location, industry.

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Agent summary

This page summarizes the public SBA 7(a) lending record for SpenceMe LLC in Independence, OH (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

  • 1 SBA 7(a) loan totaling $120K
  • On record FY2023
  • 19 jobs supported
  • Industry: Full-Service Restaurants
  • Location: Independence, OH
  • Lender: Growth Capital Corp.

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in OH for ~$120k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with SpenceMe LLC.

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