SBA lending record

Sprigs & Folds LLC

1960 West Main Street, St. Charles, IL 60174 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$505K

Total SBA financing

Loans on record

FY2020

On record

Jobs supported

Franchise brand

Capriotti's Sandwich Shop

See Capriotti's Sandwich Shop's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$480,000 — FY2020

Loan 1 of 2

Gross approval: $480,000
SBA guaranteed: $360,000 (75%)
Status: Paid in full
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/21/2020
First disbursement: 5/31/2020
Days to fund: 40 days
Paid in full: 3/31/2021
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 24
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Franchise: Capriotti's Sandwich Shop
Franchise code: S0343
Lender: The Huntington National Bank
Address: 1960 West Main Street
City: St. Charles, 60174
County: Kane
SBA district office: ILLINOIS DISTRICT OFFICE
Congressional district: 6

$25,000 — FY2020

Loan 2 of 2

Gross approval: $25,000
SBA guaranteed: $12,500 (50%)
Status: Paid in full
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/21/2020
First disbursement: 10/31/2020
Days to fund: 193 days
Paid in full: 3/31/2021
Collateral: Required
Jobs supported: 24
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Franchise: Capriotti's Sandwich Shop
Franchise code: S0343
Lender: The Huntington National Bank
Address: 1960 West Main Street
City: St. Charles, 60174
County: Kane
SBA district office: ILLINOIS DISTRICT OFFICE
Congressional district: 6

The lender

The Huntington National Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry, and brand.

SBA lenders in Illinois Lenders for full-service restaurants Full-Service Restaurants lenders in Illinois Capriotti's Sandwich Shop lenders Capriotti's Sandwich Shop lenders in Illinois

Other Capriotti's Sandwich Shop locations

Other Capriotti's Sandwich Shop businesses in the public SBA record — closest first, by location and deal size.

JTC BUSINESS LLC

Chicago, IL· ~34 mi

Capriotti's Sandwich Shop

$374K
SBA financing: ≈ $733K–$1.2M
Est. revenue (rough)

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KING PRESTON GROUP LLC

Dothan, AL· ~754 mi

Capriotti's Sandwich Shop

$510K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

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ADM CAPS 1 LLC

Midlothian, VA· ~644 mi

Capriotti's Sandwich Shop

$548K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

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Brucas, Inc.

Clive, IA· ~282 mi

Capriotti's Sandwich Shop

$472K
SBA financing: ≈ $926K–$1.5M
Est. revenue (rough)

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HAMNR Sandwiches LLC

Brook Park, OH· ~340 mi

Capriotti's Sandwich Shop

$553K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

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GK Property Holdings LLC

Canfield, OH· ~398 mi

Capriotti's Sandwich Shop

$406K
SBA financing: ≈ $796K–$1.3M
Est. revenue (rough)

View record

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Stewart Family Conglomerate LLC

Peru, IL· ~58 mi

Full-Service Restaurants

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

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Martins Sweets Company

Bradley, IL· ~58 mi

Full-Service Restaurants

$538K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

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star bbq inc

Savoy, IL· ~129 mi

Full-Service Restaurants

$495K
SBA financing: ≈ $971K–$1.6M
Est. revenue (rough)

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Big Thorn Brewery LLC

Danville, IL· ~128 mi

Full-Service Restaurants

$473K
SBA financing: ≈ $927K–$1.5M
Est. revenue (rough)

View record

THE DILLA LLC

Cedar Lake, IN· ~59 mi

Full-Service Restaurants

$340K
SBA financing: ≈ $666K–$1.1M
Est. revenue (rough)

View record

Bo's Longbranch LLC

Reynolds, IL· ~127 mi

Full-Service Restaurants

$600K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Sprigs & Folds LLC in St. Charles, IL (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $505K
On record FY2020
48 jobs supported
Industry: Full-Service Restaurants
Location: St. Charles, IL
Lender: The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in IL for ~$253k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/sprigs-folds-llc-il
API:: https://www.capbench.com/api/public/businesses/sprigs-folds-llc-il
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Sprigs & Folds LLC.