SBA lending record

SRI SRI INC

7721 Hacks Cross Road, Olive Branch, MS 38654 · Beer, Wine, and Liquor Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$2.5M

Total SBA financing

Loans on record

FY2020–25

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 4 loans

$1,218,000 — FY2025

Loan 1 of 4

Gross approval: $1,218,000
SBA guaranteed: $913,500 (75%)
Status: Current
Rate at approval: 9.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 6/4/2025
First disbursement: 7/18/2025
Days to fund: 44 days
Collateral: Required
Jobs supported: 9
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Beer, Wine, and Liquor Retailers
NAICS code: 445320
Lender: Renasant Bank
Address: 10680 GOODMAN RD
City: Olive Branch, 38654
County: Desoto
SBA district office: MISSISSIPPI DISTRICT OFFICE
Congressional district: 1

$150,000 — FY2024

Loan 2 of 4

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 13.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/20/2024
First disbursement: 2/22/2024
Days to fund: 2 days
Collateral: None
Sold on secondary market: Yes
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Beer, Wine, and Liquor Retailers
NAICS code: 445320
Lender: BayFirst National Bank
Address: 7721 HACKS CROSS RD
City: Olive Branch, 38654
County: Desoto
SBA district office: MISSISSIPPI DISTRICT OFFICE
Congressional district: 1

$150,000 — FY2023

Loan 3 of 4

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Paid in full
Rate at approval: 13.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/27/2023
First disbursement: 9/28/2023
Days to fund: 1 days
Paid in full: 8/31/2025
Collateral: None
Sold on secondary market: Yes
Jobs supported: 2
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Beer, Wine, and Liquor Stores
NAICS code: 445310
Lender: BayFirst National Bank
Address: 7721 HACKS CROSS RD
City: Olive Branch, 38654
County: Desoto
SBA district office: MISSISSIPPI DISTRICT OFFICE
Congressional district: 1

$935,000 — FY2020

Loan 4 of 4

Gross approval: $935,000
SBA guaranteed: $701,250 (75%)
Status: Paid in full
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 7/22/2020
First disbursement: 7/31/2020
Days to fund: 9 days
Paid in full: 8/31/2025
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 6
Business type: Corporation
Business age: Change of Ownership
Industry: Beer, Wine, and Liquor Stores
NAICS code: 445310
Lender: Celtic Bank Corporation
Address: 7721 Hacks Cross Road
City: Olive Branch, 38654
County: Desoto
SBA district office: MISSISSIPPI DISTRICT OFFICE
Congressional district: 1

The lenders

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The banks most active funding beer, wine, and liquor stores — by location, industry.

SBA lenders in Mississippi Lenders for beer, wine, and liquor stores Beer, Wine, and Liquor Stores lenders in Mississippi

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SBA financing: ≈ $3.2M–$5.3M
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SBA financing: ≈ $3.4M–$5.6M
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SBA financing: ≈ $1.7M–$2.9M
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Shiven Liquors 2 LLC

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SBA financing: ≈ $4.2M–$7.0M
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J & A Cha Company, Inc.

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$1.8M
SBA financing: ≈ $3.6M–$5.9M
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SBA financing: ≈ $1.8M–$3.0M
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Agent summary

This page summarizes the public SBA 7(a) lending record for SRI SRI INC in Olive Branch, MS (Beer, Wine, and Liquor Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

4 SBA 7(a) loans totaling $2.5M
On record FY2020–25
22 jobs supported
Industry: Beer, Wine, and Liquor Stores
Location: Olive Branch, MS
Lenders: BayFirst National Bank, Celtic Bank Corporation, Renasant Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Beer, Wine, and Liquor Stores businesses in MS for ~$613k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/sri-sri-inc-ms
API:: https://www.capbench.com/api/public/businesses/sri-sri-inc-ms
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with SRI SRI INC.

SRI SRI INC

All 4 loans

$1,218,000 — FY2025

$150,000 — FY2024

$150,000 — FY2023

$935,000 — FY2020

The lenders

BayFirst National Bank

Celtic Bank Corporation

Renasant Bank

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Similar businesses

Agent summary