SBA lending record
STM2678, LLC
27001 US HIGHWAY 19, Clearwater, FL 33761 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$300K
Total SBA financing
1
Loan on record
FY2025
On record
—
Jobs supported
Franchise brand
Charleys Philly Steaks
See Charleys Philly Steaks's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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The loan
$300,000 — FY2025
- Gross approval
- $300,000
- SBA guaranteed
- $225,000 (75%)
- Status
- Current
- Rate at approval
- 9.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 5/7/2025
- First disbursement
- 6/6/2025
- Days to fund
- 30 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Charleys Philly Steaks
- Franchise code
- S0360
- Lender
- First Commonwealth Bank
- Address
- 27001 US HIGHWAY 19
- City
- Clearwater, 33761
- County
- Pinellas
- SBA district office
- SOUTH FLORIDA DISTRICT OFFICE
- Congressional district
- 12
The lender
First Commonwealth Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding limited-service restaurants — by location, industry, and brand.
Other Charleys Philly Steaks locations
Other Charleys Philly Steaks businesses in the public SBA record — closest first, by location and deal size.
STG For Restaurant Management LLC
Tampa, FL· ~7 mi
Charleys Philly Steaks
- $612K
- SBA financing
- ≈ $1.2M–$2.0M
- Est. revenue (rough)
Mary Theotokos LLC
Tampa, FL· ~13 mi
Charleys Philly Steaks
- $406K
- SBA financing
- ≈ $796K–$1.3M
- Est. revenue (rough)
STRONGHORSE4545 LLC
Sarasota, FL· ~45 mi
Charleys Philly Steaks
- $283K
- SBA financing
- ≈ $555K–$925K
- Est. revenue (rough)
Black Horse 4545 LLC
Bradenton, FL· ~41 mi
Charleys Philly Steaks
- $299K
- SBA financing
- ≈ $585K–$976K
- Est. revenue (rough)
Heinze Foods, Inc.
Wesley Chapel, FL· ~30 mi
Charleys Philly Steaks
- $417K
- SBA financing
- ≈ $817K–$1.4M
- Est. revenue (rough)
Charley's Philly Cheesesteak
Bradenton, FL· ~41 mi
Charleys Philly Steaks
- $240K
- SBA financing
- ≈ $471K–$784K
- Est. revenue (rough)
Similar businesses
Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Charleys Philly Steaks
Clearwater, FL· ~1 mi
Limited-Service Restaurants
- $250K
- SBA financing
- ≈ $490K–$817K
- Est. revenue (rough)
JIMMY JOHN'S PALM HARBOR
Palm Harbor, FL· ~5 mi
Jimmy John's
- $350K
- SBA financing
- ≈ $686K–$1.1M
- Est. revenue (rough)
SL RESTAURANTS, LLC
Clearwater, FL· ~1 mi
Jersey Mike's
- $265K
- SBA financing
- ≈ $520K–$866K
- Est. revenue (rough)
Clearwater Amazebowls, LLC
Clearwater, FL· ~4 mi
Grain & Berry Cafe
- $346K
- SBA financing
- ≈ $678K–$1.1M
- Est. revenue (rough)
Lucky Lemon, LLC
Tampa, FL· ~7 mi
Limited-Service Restaurants
- $289K
- SBA financing
- ≈ $566K–$944K
- Est. revenue (rough)
Rassasy Group LLC
Dunedin, FL· ~1 mi
Buffalo Wild Wings
- $499K
- SBA financing
- ≈ $978K–$1.6M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for STM2678, LLC in Clearwater, FL (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $300K
- On record FY2025
- Industry: Limited-Service Restaurants
- Location: Clearwater, FL
- Lender: First Commonwealth Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in FL for ~$300k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with STM2678, LLC.