SBA lending record

Surf City Eats LLC

307 N Long Beach Blvd, Surf City, NJ · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.2M

Total SBA financing

Loan on record

FY2020

On record

Jobs supported

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The loan

$1,190,000 — FY2020

Gross approval: $1,190,000
SBA guaranteed: $892,500 (75%)
Status: Paid in full
Rate at approval: 6% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 4/27/2020
First disbursement: 5/31/2020
Days to fund: 34 days
Paid in full: 12/31/2022
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 20
Business type: Corporation
Business age: Change of Ownership
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Pathward National Association
Address: 307 N Long Beach Blvd
City: Surf City
County: Ocean
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 2

The lender

Pathward National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry.

SBA lenders in New Jersey Lenders for full-service restaurants Full-Service Restaurants lenders in New Jersey

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $2.7M–$4.4M
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DOYLES POUR HOUSE

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$1.4M
SBA financing: ≈ $2.7M–$4.4M
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Ascend Hospitality LLC

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SBA financing: ≈ $1.0M–$1.7M
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Finnegan Jacob Enterprises LLC

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SBA financing: ≈ $5.4M–$9.0M
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Agent summary

This page summarizes the public SBA 7(a) lending record for Surf City Eats LLC in Surf City, NJ (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $1.2M
On record FY2020
20 jobs supported
Industry: Full-Service Restaurants
Location: Surf City, NJ
Lender: Pathward National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in NJ for ~$1.2M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/surf-city-eats-llc-nj
API:: https://www.capbench.com/api/public/businesses/surf-city-eats-llc-nj
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Surf City Eats LLC.