SBA lending record

T5 MA OPERATING INC

1267 BOSTON RD, Springfield, MA · Automotive Oil Change and Lubrication Shops. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$4.5M

Total SBA financing

Loans on record

FY2024–25

On record

Jobs supported

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All 3 loans

$495,000 — FY2025

Loan 1 of 3

Gross approval: $495,000
SBA guaranteed: $371,250 (75%)
Status: Current
Rate at approval: 9% v
Term: 132 mo (11 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/12/2024
First disbursement: 3/7/2025
Days to fund: 115 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 10
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Automotive Oil Change and Lubrication Shops
NAICS code: 811191
Lender: Live Oak Banking Company
Address: 288 - 290 SHREWSBURY ST
City: Worcester
County: Worcester
SBA district office: MASSACHUSETTS DISTRICT OFFICE
Congressional district: 2

$2,080,000 — FY2025

Loan 2 of 3

Gross approval: $2,080,000
SBA guaranteed: $1,560,000 (75%)
Status: Current
Rate at approval: 9% v
Term: 312 mo (26 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/12/2024
First disbursement: 2/10/2025
Days to fund: 90 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 10
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Automotive Oil Change and Lubrication Shops
NAICS code: 811191
Lender: Live Oak Banking Company
Address: 326 N MAIN ST
City: Leominster
County: Worcester
SBA district office: MASSACHUSETTS DISTRICT OFFICE
Congressional district: 2

$1,970,000 — FY2024

Loan 3 of 3

Gross approval: $1,970,000
SBA guaranteed: $1,477,500 (75%)
Status: Current
Rate at approval: 9.5% v
Term: 312 mo (26 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/16/2024
First disbursement: 9/20/2024
Days to fund: 157 days
Collateral: Required
Jobs supported: 10
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Automotive Oil Change and Lubrication Shops
NAICS code: 811191
Lender: Live Oak Banking Company
Address: 1267 BOSTON RD
City: Springfield
County: Hampden
SBA district office: SPRINGFIELD BRANCH OFFICE
Congressional district: 1

The lender

Live Oak Banking Company

3 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding automotive oil change and lubrication shops — by location, industry.

SBA lenders in Massachusetts Lenders for automotive oil change and lubrication shops Automotive Oil Change and Lubrication Shops lenders in Massachusetts

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Comparable automotive oil change and lubrication shops in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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Agent summary

This page summarizes the public SBA 7(a) lending record for T5 MA OPERATING INC in Springfield, MA (Automotive Oil Change and Lubrication Shops). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $4.5M
On record FY2024–25
30 jobs supported
Industry: Automotive Oil Change and Lubrication Shops
Location: Springfield, MA
Lender: Live Oak Banking Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Automotive Oil Change and Lubrication Shops businesses in MA for ~$1.5M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/t5-ma-operating-inc-ma
API:: https://www.capbench.com/api/public/businesses/t5-ma-operating-inc-ma
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with T5 MA OPERATING INC.