SBA lending record
THE GARDEN SPA
5406 THORNWOOD DRIVE STE 130, San Jose, CA 95123 · Other Personal Care Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$250K
Total SBA financing
2
Loans on record
FY2023–25
On record
48
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$100,000 — FY2025
Loan 1 of 2- Gross approval
- $100,000
- SBA guaranteed
- $75,000 (75%)
- Status
- Current
- Rate at approval
- 10.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 10/25/2024
- First disbursement
- 11/13/2024
- Days to fund
- 19 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 18
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Offices of All Other Miscellaneous Health Practitioners
- NAICS code
- 621399
- Lender
- Northeast Bank
- Address
- 5406 Thornwood Dr.
- City
- San Jose, 95123
- County
- Santa Clara
- SBA district office
- SAN FRANCISCO DISTRICT OFFICE
- Congressional district
- 18
$150,000 — FY2023
Loan 2 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 9% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/10/2022
- First disbursement
- 12/7/2022
- Days to fund
- 27 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 30
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Other Personal Care Services
- NAICS code
- 812199
- Lender
- Celtic Bank Corporation
- Address
- 5406 THORNWOOD DRIVE STE 130
- City
- San Jose, 95123
- County
- Santa Clara
- SBA district office
- SAN FRANCISCO DISTRICT OFFICE
- Congressional district
- 18
The lenders
Celtic Bank Corporation
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding other personal care services — by location, industry.
Similar businesses
Comparable other personal care services in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Lai Holdings LLC
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- SBA financing
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- Est. revenue (rough)
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ESSENTIA MASSAGE AND WELLNESS LLC
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- SBA financing
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- Est. revenue (rough)
LL Enterprises LLC
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- $690K
- SBA financing
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- Est. revenue (rough)
Croom Strength, LLC
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- $250K
- SBA financing
- ≈ $490K–$817K
- Est. revenue (rough)
AP Enterprises LLC
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- $708K
- SBA financing
- ≈ $1.4M–$2.3M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for THE GARDEN SPA in San Jose, CA (Other Personal Care Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $250K
- On record FY2023–25
- 48 jobs supported
- Industry: Other Personal Care Services
- Location: San Jose, CA
- Lenders: Celtic Bank Corporation, Northeast Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Other Personal Care Services businesses in CA for ~$125k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with THE GARDEN SPA.