SBA lending record

THE WATERMILL

3900 N COURTENAY PKWY, Merritt Island, FL 32953 · Zoos and Botanical Gardens. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$589K

Total SBA financing

Loan on record

FY2022

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$589,000 — FY2022

Gross approval: $589,000
SBA guaranteed: $441,750 (75%)
Status: In workout — SBA bought the guarantee
Rate at approval: 5.75% v
Term: 291 mo (24 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/11/2022
First disbursement: 2/15/2022
Days to fund: 4 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 2
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Zoos and Botanical Gardens
NAICS code: 712130
Lender: First Merchants Bank
Address: 3900 N COURTENAY PKWY
City: Merritt Island, 32953
County: Brevard
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 8

The lender

First Merchants Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding zoos and botanical gardens — by location, industry.

SBA lenders in Florida Lenders for zoos and botanical gardens Zoos and Botanical Gardens lenders in Florida

Similar businesses

Comparable zoos and botanical gardens in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

ROMELIA FARMS, INC.

Merritt Island, FL· ~0 mi

Zoos and Botanical Gardens

$1.4M
SBA financing: ≈ $2.8M–$4.6M
Est. revenue (rough)

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Three Star Farm & Fruit Stand LLC

Miami, FL· ~194 mi

Zoos and Botanical Gardens

$850K
SBA financing: ≈ $1.7M–$2.8M
Est. revenue (rough)

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Northwoods Wildlife Inc.

Hayward, WI· ~1347 mi

Zoos and Botanical Gardens

$360K
SBA financing: ≈ $706K–$1.2M
Est. revenue (rough)

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Artful Harvest

Lawrenceburg, TN· ~610 mi

Zoos and Botanical Gardens

$250K
SBA financing: ≈ $490K–$817K
Est. revenue (rough)

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DIAMOND OAK FARM, LLC

Cameron, NC· ~485 mi

Zoos and Botanical Gardens

$1.5M
SBA financing: ≈ $2.9M–$4.8M
Est. revenue (rough)

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Tiny Tails Petting Zoo

Vancleave, MS· ~503 mi

Zoos and Botanical Gardens

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for THE WATERMILL in Merritt Island, FL (Zoos and Botanical Gardens). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $589K
On record FY2022
2 jobs supported
Industry: Zoos and Botanical Gardens
Location: Merritt Island, FL
Lender: First Merchants Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Zoos and Botanical Gardens businesses in FL for ~$589k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/the-watermill-fl
API:: https://www.capbench.com/api/public/businesses/the-watermill-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with THE WATERMILL.