SBA lending record
THERMAL REFRIGERATION INC
90 Walsh Court, Saint Charles, MO 63301 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$1.4M
Total SBA financing
2
Loans on record
FY2022
On record
56
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$500,000 — FY2022
Loan 1 of 2- Gross approval
- $500,000
- SBA guaranteed
- $250,000 (50%)
- Status
- Committed
- Rate at approval
- 7.5% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/20/2022
- Collateral
- Required
- Jobs supported
- 28
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- Busey Bank
- Address
- 90 Walsh Court
- City
- Saint Charles, 63301
- County
- Saint Charles
- SBA district office
- ST. LOUIS DISTRICT OFFICE
- Congressional district
- 2
$913,000 — FY2022
Loan 2 of 2- Gross approval
- $913,000
- SBA guaranteed
- $684,750 (75%)
- Status
- Current
- Rate at approval
- 7.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/20/2022
- First disbursement
- 9/30/2022
- Days to fund
- 10 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 28
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- Busey Bank
- Address
- 90 Walsh Court
- City
- Saint Charles, 63301
- County
- Saint Charles
- SBA district office
- ST. LOUIS DISTRICT OFFICE
- Congressional district
- 2
The lender
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The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.
Similar businesses
Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
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JDB St Louis Real Estate LLC
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Agent summary
This page summarizes the public SBA 7(a) lending record for THERMAL REFRIGERATION INC in Saint Charles, MO (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $1.4M
- On record FY2022
- 56 jobs supported
- Industry: Plumbing, Heating, and Air-Conditioning Contractors
- Location: Saint Charles, MO
- Lender: Busey Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in MO for ~$707k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with THERMAL REFRIGERATION INC.