SBA lending record

Towne Coffee LLC

1201 N COMMERCE CT, Columbia, TN 38401 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.8M

Total SBA financing

Loans on record

FY2024–26

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$150,000 — FY2026

Loan 1 of 2

Gross approval: $150,000
SBA guaranteed: $75,000 (50%)
Status: Current
Rate at approval: 11% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/14/2025
First disbursement: 12/19/2025
Days to fund: 35 days
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: FNBC Bank
Address: 1201 N COMMERCE CT
City: Columbia, 38401
County: Maury
SBA district office: TENNESSEE DISTRICT OFFICE
Congressional district: 4

$1,612,200 — FY2024

Loan 2 of 2

Gross approval: $1,612,200
SBA guaranteed: $1,209,150 (75%)
Status: Current
Rate at approval: 9.5% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/16/2023
First disbursement: 10/30/2023
Days to fund: 14 days
Collateral: Required
Jobs supported: 17
Business type: Partnership
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: FNBC Bank
Address: 1201 N COMMERCE CT
City: Columbia, 38401
County: Maury
SBA district office: TENNESSEE DISTRICT OFFICE
Congressional district: 4

The lender

FNBC Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry.

SBA lenders in Tennessee Lenders for limited-service restaurants Limited-Service Restaurants lenders in Tennessee

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Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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Agent summary

This page summarizes the public SBA 7(a) lending record for Towne Coffee LLC in Columbia, TN (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $1.8M
On record FY2024–26
23 jobs supported
Industry: Limited-Service Restaurants
Location: Columbia, TN
Lender: FNBC Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in TN for ~$881k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/towne-coffee-llc-tn
API:: https://www.capbench.com/api/public/businesses/towne-coffee-llc-tn
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Towne Coffee LLC.