SBA lending record

VALLEY 38, INC.

38024 47TH ST E, Palmdale, CA 93552 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$500K

Total SBA financing

Loan on record

FY2025

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$500,000 — FY2025

Gross approval: $500,000
SBA guaranteed: $375,000 (75%)
Status: Current
Rate at approval: 10.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/12/2025
First disbursement: 2/13/2025
Days to fund: 1 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 25
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: Live Oak Banking Company
Address: 38024 47TH ST E
City: Palmdale, 93552
County: Los Angeles
SBA district office: LOS ANGELES DISTRICT OFFICE
Congressional district: 25

The lender

Live Oak Banking Company

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry.

SBA lenders in California Lenders for limited-service restaurants Limited-Service Restaurants lenders in California

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $867K–$1.4M
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SBA financing: ≈ $1.2M–$2.0M
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SBA financing: ≈ $686K–$1.1M
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TACOS EL SUPERIOR, LLC

Palmdale, CA· ~4 mi

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$968K
SBA financing: ≈ $1.9M–$3.2M
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Mysa Mediterranean Cookhouse LLC

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$500K
SBA financing: ≈ $980K–$1.6M
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UK Brar, LLC

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Steak n Shake By Biglari

$756K
SBA financing: ≈ $1.5M–$2.5M
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Agent summary

This page summarizes the public SBA 7(a) lending record for VALLEY 38, INC. in Palmdale, CA (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $500K
On record FY2025
25 jobs supported
Industry: Limited-Service Restaurants
Location: Palmdale, CA
Lender: Live Oak Banking Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in CA for ~$500k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/valley-38-inc-ca
API:: https://www.capbench.com/api/public/businesses/valley-38-inc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with VALLEY 38, INC..