SBA lending record

VKAC, LLC

55 West Main Street, Bay Shore, NY 11706 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$4.2M

Total SBA financing

Loan on record

FY2024

On record

105

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$4,236,000 — FY2024

Gross approval: $4,236,000
SBA guaranteed: $3,177,000 (75%)
Status: Current
Rate at approval: 11.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/1/2024
First disbursement: 2/25/2025
Days to fund: 208 days
Collateral: Required
Jobs supported: 105
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Dime Community Bank
Address: 55 West Main Street
City: Bay Shore, 11706
County: Suffolk
SBA district office: MELVILLE BRANCH OFFICE
Congressional district: 1

The lender

Dime Community Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry.

SBA lenders in New York Lenders for full-service restaurants Full-Service Restaurants lenders in New York

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

JoAI Holdings, LLC

Ambler, PA· ~111 mi

Full-Service Restaurants

$3.2M
SBA financing: ≈ $6.3M–$10M
Est. revenue (rough)

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Front & Emerald, LLC

Philadelphia, PA· ~111 mi

Full-Service Restaurants

$4.8M
SBA financing: ≈ $9.4M–$16M
Est. revenue (rough)

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BEESWING PA, LLC

Media, PA· ~127 mi

Full-Service Restaurants

$3.8M
SBA financing: ≈ $7.4M–$12M
Est. revenue (rough)

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NWFEC LLC

Newark, DE· ~149 mi

Full-Service Restaurants

$4.4M
SBA financing: ≈ $8.5M–$14M
Est. revenue (rough)

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Marbran Operating LLC

Newtown, PA· ~93 mi

Full-Service Restaurants

$3.8M
SBA financing: ≈ $7.4M–$12M
Est. revenue (rough)

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KJT Concepts Hospitality LLC

Downingtown, PA· ~138 mi

Full-Service Restaurants

$5.0M
SBA financing: ≈ $9.8M–$16M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for VKAC, LLC in Bay Shore, NY (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $4.2M
On record FY2024
105 jobs supported
Industry: Full-Service Restaurants
Location: Bay Shore, NY
Lender: Dime Community Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in NY for ~$4.2M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/vkac-llc-ny
API:: https://www.capbench.com/api/public/businesses/vkac-llc-ny
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with VKAC, LLC.