SBA lending record

William R. Smith Jr.

505 Bean Road, Northfield, VT · General Automotive Repair. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$150K

Total SBA financing

Loan on record

FY2021

On record

Jobs supported

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The loan

$150,000 — FY2021

Gross approval: $150,000
SBA guaranteed: $135,000 (90%)
Status: Current
Rate at approval: 4.38% f
Term: 246 mo (21 yr)
Program: Community Advantage Initiative
Subprogram: Community Advantage Initiative
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/28/2021
First disbursement: 9/30/2021
Days to fund: 2 days
Collateral: Required
Jobs supported: 1
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Lender: Vermont 504 Corporation
Address: 505 Bean Road
City: Northfield
County: Washington
SBA district office: VERMONT DISTRICT OFFICE
Congressional district: 0

The lender

Vermont 504 Corporation

1 loan to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding general automotive repair — by location, industry.

SBA lenders in Vermont Lenders for general automotive repair General Automotive Repair lenders in Vermont

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Comparable general automotive repair in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $196K–$327K
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Jacob Burnham Automotive LLC

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Queen City Automotive LLC

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Agent summary

This page summarizes the public SBA 7(a) lending record for William R. Smith Jr. in Northfield, VT (General Automotive Repair). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $150K
On record FY2021
1 jobs supported
Industry: General Automotive Repair
Location: Northfield, VT
Lender: Vermont 504 Corporation

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Automotive Repair businesses in VT for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/william-r-smith-jr-vt
API:: https://www.capbench.com/api/public/businesses/william-r-smith-jr-vt
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with William R. Smith Jr..