SBA lending record

Zero Latency New York Inc.

21182 Salmon Run Mall Loop West, Watertown, NY 13601 · Amusement Arcades. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$137K

Total SBA financing

Loans on record

FY2023–25

On record

Jobs supported

Franchise brand

Zero Latency

See Zero Latency's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$101,500 — FY2025

Loan 1 of 2

Gross approval: $101,500
SBA guaranteed: $86,275 (85%)
Status: Cancelled
Rate at approval: 10.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/12/2024
Collateral: Required
Jobs supported: 15
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: All Other Amusement and Recreation Industries
NAICS code: 713990
Lender: Northeast Bank
Address: 21182 Salmon Run Mall Loop W B101
City: Watertown, 13601
County: Jefferson
SBA district office: SYRACUSE DISTRICT OFFICE
Congressional district: 21

$35,000 — FY2023

Loan 2 of 2

Gross approval: $35,000
SBA guaranteed: $17,500 (50%)
Status: Current
Rate at approval: 12.3% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/1/2023
First disbursement: 6/7/2023
Days to fund: 37 days
Collateral: None
Jobs supported: 15
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Amusement Arcades
NAICS code: 713120
Franchise: Zero Latency
Franchise code: S4554
Lender: KeyBank National Association
Address: 21182 Salmon Run Mall Loop West
City: Watertown, 13601
County: Jefferson
SBA district office: SYRACUSE DISTRICT OFFICE
Congressional district: 21

The lenders

KeyBank National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Northeast Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding amusement arcades — by location, industry, and brand.

SBA lenders in New York Lenders for amusement arcades Amusement Arcades lenders in New York Zero Latency lenders Zero Latency lenders in New York

Other Zero Latency locations

Other Zero Latency businesses in the public SBA record — closest first, by location and deal size.

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SBA financing: ≈ $535K–$892K
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$315K
SBA financing: ≈ $618K–$1.0M
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$400K
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Super Shop, LLC.

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The Waypoint Vrcade LLC

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SBA financing: ≈ $1.3M–$2.2M
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Similar businesses

Comparable amusement arcades in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

NEXUS ENTERTAINMENT

Watertown, NY· ~0 mi

Amusement Arcades

$201K
SBA financing: ≈ $394K–$657K
Est. revenue (rough)

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The Penalty Box Arcade LLC

Lake Placid, NY· ~100 mi

Amusement Arcades

$110K
SBA financing: ≈ $216K–$359K
Est. revenue (rough)

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The Little Lounge LLC

Horseheads, NY· ~132 mi

Amusement Arcades

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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BIG BOY ENTERTAINMENT, LLC

Rochester, NY· ~104 mi

Amusement Arcades

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

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LITTLE OWLS PLAY CAFE LLC

Hartland, MI· ~403 mi

Amusement Arcades

$117K
SBA financing: ≈ $229K–$382K
Est. revenue (rough)

View record

CLAWSOME! LLC

Novi, MI· ~392 mi

Amusement Arcades

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Zero Latency New York Inc. in Watertown, NY (Amusement Arcades). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $137K
On record FY2023–25
30 jobs supported
Industry: Amusement Arcades
Location: Watertown, NY
Lenders: KeyBank National Association, Northeast Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Amusement Arcades businesses in NY for ~$68k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/zero-latency-new-york-inc-ny
API:: https://www.capbench.com/api/public/businesses/zero-latency-new-york-inc-ny
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Zero Latency New York Inc..