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How to finance a Zero Latency in New York
The SBA 7(a) lenders funding the most Zero Latency deals in New York, from public loan records — typical Zero Latency loan about $400K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Zero Latency in New York
$250K
Typical loan
range $35K–$250K
$278K
Est. purchase price
≈ loan ÷ 90%
$37,153
Cash to close
$27,778 down + fees
$3,659/mo
Typical payment
~12.5% · 10yr
$50,494/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
37 days
Typical time to fund
2
Lenders competing
more = leverage
11.03%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Zero Latency in New York
Ranked by funded Zero Latency loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,927 loans · $207M · Buffalo, NYFull record →
- 2.328 loans · $134M · Cleveland, OHFull record →
2+ funded Zero Latency in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Revive Project 1 LLC in Ithaca, NY — $250K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 28 days
- Approved
- 1/7/2026
- First disbursed
- 2/4/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Amusement Arcades
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Zero Latency New York Inc. in Watertown, NY — $35K (2023) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.3% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $18K (50%)
- Approval → funding
- 37 days
- Approved
- 5/1/2023
- First disbursed
- 6/7/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Amusement Arcades
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Zero Latency in New York? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Zero Latency loans with a New York project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Zero Latency purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. Manufacturers and Traders Trust Company funds the most here. CapBench is not a lender.
- $400K typical Zero Latency loan
- 2 lenders active in New York
- 2+ funded New York deals
- 37 days typical to fund
Buyers buying a Zero Latency in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.