1-800-PLUMBER, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
27 deals since 2020 · typical deal $150K · 12.5% failure rate
27
Deals since 2020
$150K
Typical deal
8
Deals since FY2025
12.5%
Failure rate (FY20–23)
What buyers pay for 1-800-PLUMBER
Most 1-800-PLUMBER deals financed between $150K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- PALM COAST VENTURES LLC dba 1-800-PLUMBER +AIR OF WEST PALM BEACH in West Palm Beach, FL — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 116 days
- Approved
- 11/13/2025
- First disbursed
- 3/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- Lorenz Holdings, LLC dba 1-800-Plumber +Air of Boulder in Northglenn, CO — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 26 days
- Approved
- 12/5/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- MEP PROS, INC. in Beaverton, OR — $750K (2025) · KeyBank National Association
- Program
- Seasonal Line of Credit (CAPLine)
- Subprogram
- Seasonal Line of Credit
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 32 days
- Approved
- 7/28/2025
- First disbursed
- 8/29/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 71
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by KeyBank National Association · Lender record →
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- MEP PROS, INC. in Beaverton, OR — $632K (2025) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $474K (75%)
- Approval → funding
- 32 days
- Approved
- 7/28/2025
- First disbursed
- 8/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 71
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by KeyBank National Association · Lender record →
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- DZH Services LLC in Lewisville, TX — $540K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $405K (75%)
- Approval → funding
- 11 days
- Approved
- 9/29/2025
- First disbursed
- 10/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by The Huntington National Bank · Lender record →
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- Shanand, Inc. dba 1-800-Plumber +Air of Flower Mound in Lewisville, TX — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 25 days
- Approved
- 4/28/2025
- First disbursed
- 5/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- Weplin Services LLC dba 1-800-Plumber +Air of Thornton in Elizabeth, CO — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 23 days
- Approved
- 10/8/2024
- First disbursed
- 10/31/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- DZH Services LLC in Lewisville, TX — $75K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approved
- 9/29/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JELR Enterprises, LLC dba 1-800-PLUMBER + AIR OF NEW BRAUNFELS in Driftwood, TX — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 110 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 62 days
- Approved
- 3/29/2024
- First disbursed
- 5/30/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Pichardo Home Services, Inc. dba 1-800-Plumber + Air of East San Antonio in Converse, TX — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 22 days
- Approved
- 9/17/2024
- First disbursed
- 10/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds 1-800-PLUMBER — and where
Every dot is a financed 1-800-PLUMBER — 27 mapped.
Financed 1-800-PLUMBER locations — list all 27 as text
- SC Plumbing Services LLC — Minneapolis · $150K · FY2021 · Plumbing, Heating, and Air-Conditioning Contractors
- A.B.M. Commercial & Residential, LLC — Houston · $279K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- A.B.M. Commercial & Residential, LLC — Houston · $40K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- Trem J Plumbing LLC — Lehi · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- Reliable Plumbing & Air Limited Liability Company — Denver · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- Gant Enterprises LLC — Marietta · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- FLORIDA PLUMBING AND AIR CONDITION INC — Aventura · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- Barth Brothers Enterprises LLC — Enon Valley · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- AG Premium Construction Limited Liability Company — San Diego · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- MEP PROS, INC. — Beaverton · $632K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- MEP PROS, INC. — Beaverton · $750K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- DZH Services LLC — Lewisville · $540K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- DZH Services LLC — Lewisville · $75K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- PALM COAST VENTURES LLC dba 1-800-PLUMBER +AIR OF WEST PALM BEACH — West Palm Beach · $150K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Lorenz Holdings, LLC dba 1-800-Plumber +Air of Boulder — Northglenn · $150K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Shanand, Inc. dba 1-800-Plumber +Air of Flower Mound — Lewisville · $150K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Paley's Plumbing Professionals LLC — Columbia · $150K · FY2022 · Plumbing, Heating, and Air-Conditioning Contractors
- JELR Enterprises, LLC dba 1-800-PLUMBER + AIR OF NEW BRAUNFELS — Driftwood · $150K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Pichardo Home Services, Inc. dba 1-800-Plumber + Air of East San Antonio — Converse · $150K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Weplin Services LLC dba 1-800-Plumber +Air of Thornton — Elizabeth · $150K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- AM ABU LLC — Bothell · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- Ward Mechanical, LLC dba 1-800-PLUMBER+AIR OF CLEVELAND — Medina · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- MCFAMILY ENTERPRISES, LLC dba MCFAMILY ENTERPRISES, LLC DBA 1-800-PLUMBER +AIR O — New Port Richey · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- Idaho Plumbing and Air LLC dba 1-800-Plumber +Air of Meridian — Meridian · $150K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Maldonado Enterprises LLC dba 1-800-PLUMBER+ AIR OF MONTEREY COUNTY — Seaside · $150K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- MEP PROS, INC. dba 1-800-PLUMBER PACIFIC NW — Portland · $150K · FY2020 · Plumbing, Heating, and Air-Conditioning Contractors
- Sister Rose LLC — Madison · $150K · FY2021 · Plumbing, Heating, and Air-Conditioning Contractors
Top lenders for this brand
Most active states
- 1.Texas (7 loans)
- 2.Colorado (3 loans)
- 3.Florida (3 loans)
- 4.Oregon (3 loans)
- 5.California (2 loans)
- 6.Minnesota (1 loans)
- 7.Utah (1 loans)
- 8.Georgia (1 loans)
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Common questions
How much does a 1-800-PLUMBER cost to buy or open?
The typical deal for 1-800-PLUMBER is $150K across 27 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is 1-800-PLUMBER?
12.5% of 1-800-PLUMBER's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a 1-800-PLUMBER with an SBA loan?
Yes — 1-800-PLUMBER has been SBA-financed 8 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a 1-800-PLUMBER franchise
Most 1-800-PLUMBER buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical 1-800-PLUMBER deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Confirm 1-800-PLUMBER's current SBA Franchise Directory listing with your lender before the LOI. See the lenders that already fund 1-800-PLUMBER — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for 1-800-PLUMBER — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for 1-800-PLUMBER — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. 1-800-PLUMBER is not currently confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 27 SBA 7(a) deals since 2020
- $150K typical deal
- 8 deals since FY2025
- 12.5% failure rate (FY20–23 cohort)
- Top lenders: United Midwest Savings Bank National Association, The Huntington National Bank, KeyBank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with 1-800-PLUMBER.