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100% Chiropractic, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3099)

36 deals since 2020 · typical deal $395K · 3.03% failure rate

36

Deals since 2020

$395K

Typical deal

1

Deals since FY2025

3.03%

Failure rate (FY20–23)

3.03% of 100% Chiropractic's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for 100% Chiropractic

Most 100% Chiropractic deals financed between $150K and $498K. Above $498K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,165
Down payment (10%)
$44K
Cash to close (all-in)
$59K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$59K)

Experience

Recent financings

  • 100 Chiro JRichardson, PLLC in Troy, MI — $514K (2026) · Bank Michigan
  • 100 CHIRO ADRY LLC in Keller, TX — $446K (2024) · Horizon Bank SSB
  • 100% Chiropractic - Glendale in Glendale, AZ — $428K (2024) · Bank Five Nine
  • JCG Management, LLC in El Cerrito, CA — $624K (2023) · First Bank of the Lake
  • 100 CHIRO CORONA LLC in Austin, TX — $586K (2023) · The Huntington National Bank
  • 100 Chiro Brinkerhoff, Inc. in Mission Viejo, CA — $456K (2023) · The Huntington National Bank
  • Dow Health Group LLC in Denver, CO — $440K (2023) · The Huntington National Bank
  • 100 Chiro Bayless, PLLC in Delray Beach, FL — $350K (2023) · Citizens Bank
  • 100 PERCENT CHIROPRACTIC PEREZ LLC in Alpharetta,, GA — $337K (2023) · The Huntington National Bank
  • 100 Percent Chiropractic Ryan Two LLC in Colorado Springs, CO — $270K (2023) · SouthState Bank, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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100% Chiropractic brand mark

Who funds 100% Chiropractic — and where

Every dot is a financed 100% Chiropractic — 36 mapped.

Financed 100% Chiropractic locations — list all 36 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(18)
  2. 2.Citizens Bank(4)
  3. 3.SouthState Bank, National Association(3)
  4. 4.Equity Bank(2)
  5. 5.Zions Bank, A Division of(1)

Most active states

  1. 1.Texas (9 loans)
  2. 2.Colorado (9 loans)
  3. 3.California (4 loans)
  4. 4.Georgia (3 loans)
  5. 5.Florida (3 loans)
  6. 6.South Carolina (2 loans)
  7. 7.Arizona (2 loans)
  8. 8.Michigan (1 loans)

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Common questions

How much does a 100% Chiropractic cost to buy or open?

The typical deal for 100% Chiropractic is $395K across 36 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $43K of buyer cash on a typical deal.

How risky is 100% Chiropractic?

3.03% of 100% Chiropractic's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a 100% Chiropractic with an SBA loan?

Yes — 100% Chiropractic has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a 100% Chiropractic franchise

Most 100% Chiropractic buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical 100% Chiropractic deal financed for $395K, which points to about $43K of buyer cash on a typical purchase. 100% Chiropractic is listed in the SBA Franchise Directory (identifier S3099), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund 100% Chiropractic — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for 100% Chiropractic — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for 100% Chiropractic — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. 100% Chiropractic is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 36 SBA 7(a) deals since 2020
  • $395K typical deal
  • 1 deals since FY2025
  • 3.03% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S3099)
  • Top lenders: The Huntington National Bank, Citizens Bank, SouthState Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/100-chiropractic
API:
https://www.capbench.com/api/public/franchises/100-chiropractic
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with 100% Chiropractic.

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