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100% Chiropractic, by the numbers

100% Chiropractic appears in 36 SBA 7(a) loans since 2020, with a 3.03% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3099)

36 deals since 2020 · typical deal $395K · 3.03% failure rate

36

Deals since 2020

$395K

Typical deal

1

Deals since FY2025

3.03%

Failure rate (FY20–23)

3.03% of 100% Chiropractic's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for 100% Chiropractic

Most 100% Chiropractic deals financed between $150K and $498K. Above $498K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,165
Down payment (10%)
$44K
Cash to close (all-in)
$59K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$59K)

Experience

Recent financings

  • 100 Chiro JRichardson, PLLC in Troy, MI — $514K (2026) · Bank Michigan
  • 100 CHIRO ADRY LLC in Keller, TX — $446K (2024) · Horizon Bank SSB
  • 100% Chiropractic - Glendale in Glendale, AZ — $428K (2024) · Bank Five Nine
  • JCG Management, LLC in El Cerrito, CA — $624K (2023) · First Bank of the Lake
  • 100 CHIRO CORONA LLC in Austin, TX — $586K (2023) · The Huntington National Bank
  • 100 Chiro Brinkerhoff, Inc. in Mission Viejo, CA — $456K (2023) · The Huntington National Bank
  • Dow Health Group LLC in Denver, CO — $440K (2023) · The Huntington National Bank
  • 100 Chiro Bayless, PLLC in Delray Beach, FL — $350K (2023) · Citizens Bank
  • 100 PERCENT CHIROPRACTIC PEREZ LLC in Alpharetta,, GA — $337K (2023) · The Huntington National Bank
  • 100 Percent Chiropractic Ryan Two LLC in Colorado Springs, CO — $270K (2023) · SouthState Bank, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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100% Chiropractic brand mark

Who funds 100% Chiropractic — and where

Every dot is a financed 100% Chiropractic — 36 mapped.

Financed 100% Chiropractic locations — list all 36 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(18)
  2. 2.Citizens Bank(4)
  3. 3.SouthState Bank, National Association(3)
  4. 4.Equity Bank(2)
  5. 5.Zions Bank, A Division of(1)

Most active states

  1. 1.Texas (9 loans)100% Chiropractic lenders in Texas->
  2. 2.Colorado (9 loans)100% Chiropractic lenders in Colorado->
  3. 3.California (4 loans)100% Chiropractic lenders in California->
  4. 4.Georgia (3 loans)100% Chiropractic lenders in Georgia->
  5. 5.Florida (3 loans)100% Chiropractic lenders in Florida->
  6. 6.South Carolina (2 loans)100% Chiropractic lenders in South Carolina->
  7. 7.Arizona (2 loans)100% Chiropractic lenders in Arizona->
  8. 8.Michigan (1 loans)100% Chiropractic lenders in Michigan->

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Common questions

How much does a 100% Chiropractic cost to buy or open?

The typical deal for 100% Chiropractic is $395K across 36 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $43K of buyer cash on a typical deal.

How risky is 100% Chiropractic?

3.03% of 100% Chiropractic's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a 100% Chiropractic with an SBA loan?

Yes — 100% Chiropractic has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a 100% Chiropractic franchise

Most 100% Chiropractic buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical 100% Chiropractic deal financed for $395K, which points to about $43K of buyer cash on a typical purchase. 100% Chiropractic is listed in the SBA Franchise Directory (identifier S3099), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund 100% Chiropractic — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for 100% Chiropractic — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for 100% Chiropractic — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. 100% Chiropractic is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 36 SBA 7(a) deals since 2020
  • $395K typical deal
  • 1 deals since FY2025
  • 3.03% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S3099)
  • Top lenders: The Huntington National Bank, Citizens Bank, SouthState Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/100-chiropractic
API:
https://www.capbench.com/api/public/franchises/100-chiropractic
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with 100% Chiropractic.

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